Hilary Cairns

Two grey stampers, one says Approved, the other says Denied.
questions & answers

Your Guide to Reapplying to College After a Rejection

Did you not receive an acceptance letter from your dream school?  Don’t fret! Reapplying to college after rejection may be an option. But, here are a few things to keep in mind and to do in the upcoming months before reapplying to college after rejection. Can You Reapply to a College After Being Rejected? In …
grants for college
financial aid

What is the Pell Grant?

Between scholarships, federal aid, and loans there is a lot to do before heading to college in the fall, but one thing you don’t want to forget about is the Pell Grant. It’s one more reason to complete the FAFSA, or Free Application for Federal Student Aid. But what exactly is it? What Is the …
A chalkboard with writing that says "no more excuses."
financial aid

Bad Excuses for Not Filing for Financial Aid

No matter the reason, everyone should be filling out the FAFSA, or Free Application For Federal Student Aid, each year. Here are a few bad excuses we’ve heard students give when asked why they didn’t complete the application: I Won’t Qualify The number one reason that students or parents don’t complete the FAFSA is that …
Be careful not to make these three student loan mistakes
student loans

Avoid These 3 Big Student Loan Mistakes!

Obtaining student loans is one of the biggest and most expensive decisions you will ever make in your lifetime, and it is up there with purchasing a car or a house. It’s important to understand what you’re getting into, agreeing to, and what is expected of you in the years to come. Here are three …
Finding the best student loan is like comparing apples to oranges.
student loans

How to Pick the Best Student Loan for You

You’ve chosen your school for the fall, but now it’s time to choose your student loan. The application process and knowing the pros and cons of each type are the most important when it comes to picking which one is right for you. Here’s a rundown of some of the steps to take and things …
A college student writing in a notebook.
student loans

The Difference Between Direct Subsidized Loans and Unsubsidized

Applying for the FAFSA matters. When applying for federal aid through FAFSA, you will find that there are two loans for students available through their program: direct subsidized loans and unsubsidized. Your family’s current financial situation and your needs determine which loan lenders offer and which you prefer. Direct Subsidized Loans  Subsidized, also know as …
Camp counsellor holding oar above his head guiding children in kayaks on a lake.
college applications

Uncovering True Leadership Experience for College Applications

When filling out a college application, there’s one section you’re almost guaranteed to see: leadership experience. For many students, it’s a buzzword that carries weight with admissions officers. But what does it truly mean, and (most importantly) how can you make sure it’s highlighted on your college application? What Is Leadership Experience and Why Does …
Are you considered an independent or dependent student?
questions & answers

What’s the difference between an independent and dependent student?

Key takeaways: An independent student can complete the FAFSA by themselves, while a dependent student needs a parent to contribute to their application. Independent students are typically over 24 years old, married, veterans, active duty, or legally emancipated from their parents. If your parents won’t help with your FAFSA, contact your college’s financial aid department …

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