Hilary Cairns

Private student loans can help you afford college, but here are some things you need to know
student loans

What You Need to Know About Private Student Loans

Private student loans, also known as private education loans or alternative education loans, are great resources, especially when federal aid does not fully cover the cost of school. Private loans are offered by many banks and each have their own requirements, interest rates, and protections. Interest Rates When considering private student loans, there are two …
A group of students sitting together in front of one laptop, with a few students standing behind them.
student loans

Types of Federal Student Loans

The federal loans program in the United States is officially known as the William D. Ford Federal Direct Loan Program. Under the Department of Education, there are three types of federal student loans available: direct subsidized, direct unsubsidized, and Direct PLUS loans. It’s important to carefully weigh the pros and cons before choosing which is …
Rows of sociology books on bookshelves.
tips tools & advice

How to Select the Right Research Topic in 5 Easy Steps

Being able to choose suitable research topics is an important skill to have for any student. Not only is it the difference between writing a good paper and falling flat on your face, but it’s imperative if you want the process to run smoothly. In this article, we’ll cover how five stress-free steps can help …
college majors
careers & internships

College Degrees that Guarantee a Job After Graduation

While no degree is “worthless” (even though there are myths that say so!), there are definitely degrees that are in demand each year. As a result, you’re more likely to find a full-time job quickly after graduation if you study in an “in demand” field compared to those that are in less demand. So we …
Set S.M.A.R.T goals to take aim and focus on your next endeavor
tips tools & advice

How High School and College Students can Set S.M.A.R.T Goals

SMART stands for Specific, Measurable, Achievable, Relevant, and Time-Bound. SMART goals help high school students, college students, and even employees design realistic goals. Setting these types of goals can potentially increase the chance of achieving them. SMART goals could be exactly what you need to meet your newest goals or resolutions you set this year! …
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college applications, questions & answers

What is the Coalition Application?

You’ve probably heard of the Common Application, but what about the Coalition Application? It came out a few years ago, and it may be worth your time to explore the differences. Here’s what you need to know about the Coalition Application, its pros and cons, and how it stacks up against the Common App. What …
A green arrow pointing left above a red arrow pointing right, both say "choice."
college majors & minors

Can I Switch College Majors? Should I?

All students are welcome to change their majors in college. However, there are hurdles to changing areas of study including increased costs, delayed graduation dates, and limited availability of certain majors. Students shouldn’t change their majors simply on a whim or because of outside pressure as this can lead to burnout and other problems. Those …
A red theater curtain lit by spotlights.

6 Scholarships for Theater Majors

There’s nothing quite like a night at the theater. But what the audience may not know or always remember is all of the hard work, dedication, and people it takes! Actors, playwrights, set designers, lighting specialists, stage managers, costume designers, technicians, sound designers, directors, composers, conductors, and more make a show come to life. A …