Middle Class Affordability Rankings™ - State of North Carolina

Most Affordable Colleges in the state of North Carolina for 2026

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Which colleges are most affordable for North Carolina residents ? The answer may surprise you.
These rankings of the most affordable colleges for North Carolina residents are based on the estimated net price for a "typical" middle class family living in the state of North Carolina.
Note: Net price is the actual cost of the school paid by the student and family, after factoring in merit and grant aid from the college federal programs and work study.The net prices displayed in these rankings are College Raptor's estimates.

“Typical” middle class family values used in the Net Price estimates on this page are:

  • Number of people in family: 4
  • Number of students in college: 1
  • Total income: $80,000
  • Total assets: $50,000
North Carolina
Rank Institution Typical Net Price Sticker Price % Savings Undergraduates Est. Median SAT Acceptance Rate Save
1 Davidson College 5800 89500 0.9355 1,869 1454 0.1337
#1

#1 Middle Class Affordability Rankings

Davidson College
Davidson, NC

Sticker Price

$89,500

% Savings

94%

Undergraduates

1,869

Est. Median SAT

1,454

Acceptance Rate

13.4 %

2 Duke University 9500 92800 0.8971 6,523 1539 0.0571
#2

#2 Middle Class Affordability Rankings

Duke University
Durham, NC

Sticker Price

$92,800

% Savings

90%

Undergraduates

6,523

Est. Median SAT

1,539

Acceptance Rate

5.7 %

3 Fayetteville State University 9800 19900 0.5096 6,074 915 0.7989
#3

#3 Middle Class Affordability Rankings

Fayetteville State University
Fayetteville, NC

Sticker Price

$19,900

% Savings

51%

Undergraduates

6,074

Est. Median SAT

915

Acceptance Rate

79.9 %

4 University of North Carolina at Chapel Hill 11800 27800 0.5765 21,075 1420 0.1534
#4

#4 Middle Class Affordability Rankings

University of North Carolina at Chapel Hill
Chapel Hill, NC

Sticker Price

$27,800

% Savings

58%

Undergraduates

21,075

Est. Median SAT

1,420

Acceptance Rate

15.3 %

4 Wake Forest University 11800 86400 0.8629 5,490 1469 0.2167
#4

#4 Middle Class Affordability Rankings

Wake Forest University
Winston-Salem, NC

Sticker Price

$86,400

% Savings

86%

Undergraduates

5,490

Est. Median SAT

1,469

Acceptance Rate

21.7 %

6 University of North Carolina at Pembroke 12800 20400 0.3697 5,437 990 0.9335
#6

#6 Middle Class Affordability Rankings

University of North Carolina at Pembroke
Pembroke, NC

Sticker Price

$20,400

% Savings

37%

Undergraduates

5,437

Est. Median SAT

990

Acceptance Rate

93.4 %

7 North Carolina A & T State University 13700 17900 0.2365 12,216 1040 0.4617
#7

#7 Middle Class Affordability Rankings

North Carolina A & T State University
Greensboro, NC

Sticker Price

$17,900

% Savings

24%

Undergraduates

12,216

Est. Median SAT

1,040

Acceptance Rate

46.2 %

8 Southeastern Baptist Theological Seminary 14000 30300 0.5393 957 1075 0.5871
#8

#8 Middle Class Affordability Rankings

Southeastern Baptist Theological Seminary
Wake Forest, NC

Sticker Price

$30,300

% Savings

54%

Undergraduates

957

Est. Median SAT

1,075

Acceptance Rate

58.7 %

9 Mars Hill University 15200 54500 0.7202 1,062 1100 0.6822
#9

#9 Middle Class Affordability Rankings

Mars Hill University
Mars Hill, NC

Sticker Price

$54,500

% Savings

72%

Undergraduates

1,062

Est. Median SAT

1,100

Acceptance Rate

68.2 %

10 Western Carolina University 15300 16500 0.0759 10,112 1130 0.818
#10

#10 Middle Class Affordability Rankings

Western Carolina University
Cullowhee, NC

Sticker Price

$16,500

% Savings

8%

Undergraduates

10,112

Est. Median SAT

1,130

Acceptance Rate

81.8 %

11 Livingstone College 15400 36600 0.5789 799 855 0.7409
#11

#11 Middle Class Affordability Rankings

Livingstone College
Salisbury, NC

Sticker Price

$36,600

% Savings

58%

Undergraduates

799

Est. Median SAT

855

Acceptance Rate

74.1 %

12 University of North Carolina School of the Arts 15800 24900 0.3628 902 1245 0.3308
#12

#12 Middle Class Affordability Rankings

University of North Carolina School of the Arts
Winston Salem, NC

Sticker Price

$24,900

% Savings

36%

Undergraduates

902

Est. Median SAT

1,245

Acceptance Rate

33.1 %

13 University of North Carolina at Greensboro 16400 19400 0.156 14,416 1205 0.8851
#13

#13 Middle Class Affordability Rankings

University of North Carolina at Greensboro
Greensboro, NC

Sticker Price

$19,400

% Savings

16%

Undergraduates

14,416

Est. Median SAT

1,205

Acceptance Rate

88.5 %

14 North Carolina State University 16500 28500 0.4199 28,422 1335 0.4167
#14

#14 Middle Class Affordability Rankings

North Carolina State University
Raleigh, NC

Sticker Price

$28,500

% Savings

42%

Undergraduates

28,422

Est. Median SAT

1,335

Acceptance Rate

41.7 %

14 University of North Carolina Asheville 16500 21800 0.2447 3,030 1254 0.9194
#14

#14 Middle Class Affordability Rankings

University of North Carolina Asheville
Asheville, NC

Sticker Price

$21,800

% Savings

24%

Undergraduates

3,030

Est. Median SAT

1,254

Acceptance Rate

91.9 %

16 Winston-Salem State University 16800 25500 0.3416 4,192 945 0.7826
#16

#16 Middle Class Affordability Rankings

Winston-Salem State University
Winston-Salem, NC

Sticker Price

$25,500

% Savings

34%

Undergraduates

4,192

Est. Median SAT

945

Acceptance Rate

78.3 %

17 Saint Augustine's University 16900 50400 0.6643 173 840 0.3465
#17

#17 Middle Class Affordability Rankings

Saint Augustine's University
Raleigh, NC

Sticker Price

$50,400

% Savings

66%

Undergraduates

173

Est. Median SAT

840

Acceptance Rate

34.7 %

18 Johnson & Wales University-Charlotte 17000 17200 0.0117 1,184 1015 0.7989
#18

#18 Middle Class Affordability Rankings

Johnson & Wales University-Charlotte
Charlotte, NC

Sticker Price

$17,200

% Savings

1%

Undergraduates

1,184

Est. Median SAT

1,015

Acceptance Rate

79.9 %

19 Appalachian State University 17400 19500 0.1094 19,560 1159 0.9014
#19

#19 Middle Class Affordability Rankings

Appalachian State University
Boone, NC

Sticker Price

$19,500

% Savings

11%

Undergraduates

19,560

Est. Median SAT

1,159

Acceptance Rate

90.1 %

20 Greensboro College 17500 37800 0.5373 899 1005 0.7014
#20

#20 Middle Class Affordability Rankings

Greensboro College
Greensboro, NC

Sticker Price

$37,800

% Savings

54%

Undergraduates

899

Est. Median SAT

1,005

Acceptance Rate

70.1 %

20 North Carolina Wesleyan University 17500 66500 0.7376 1,215 980 0.7795
#20

#20 Middle Class Affordability Rankings

North Carolina Wesleyan University
Rocky Mount, NC

Sticker Price

$66,500

% Savings

74%

Undergraduates

1,215

Est. Median SAT

980

Acceptance Rate

78.0 %

22 Warren Wilson College 17900 57000 0.6866 742 1289 0.7771
#22

#22 Middle Class Affordability Rankings

Warren Wilson College
Swannanoa, NC

Sticker Price

$57,000

% Savings

69%

Undergraduates

742

Est. Median SAT

1,289

Acceptance Rate

77.7 %

23 Chowan University 18200 39200 0.5356 638 1015 0.7237
#23

#23 Middle Class Affordability Rankings

Chowan University
Murfreesboro, NC

Sticker Price

$39,200

% Savings

54%

Undergraduates

638

Est. Median SAT

1,015

Acceptance Rate

72.4 %

24 North Carolina Central University 18300 27700 0.3378 6,595 1005 0.8697
#24

#24 Middle Class Affordability Rankings

North Carolina Central University
Durham, NC

Sticker Price

$27,700

% Savings

34%

Undergraduates

6,595

Est. Median SAT

1,005

Acceptance Rate

87.0 %

25 Guilford College 18600 56600 0.6705 1,160 1118 0.8376
#25

#25 Middle Class Affordability Rankings

Guilford College
Greensboro, NC

Sticker Price

$56,600

% Savings

67%

Undergraduates

1,160

Est. Median SAT

1,118

Acceptance Rate

83.8 %

26 Elizabeth City State University 18700 23700 0.2114 2,131 940 0.6461
#26

#26 Middle Class Affordability Rankings

Elizabeth City State University
Elizabeth City, NC

Sticker Price

$23,700

% Savings

21%

Undergraduates

2,131

Est. Median SAT

940

Acceptance Rate

64.6 %

27 Carolina University 18900 44200 0.5714 424 995 0.34
#27

#27 Middle Class Affordability Rankings

Carolina University
Winston-Salem, NC

Sticker Price

$44,200

% Savings

57%

Undergraduates

424

Est. Median SAT

995

Acceptance Rate

34.0 %

28 Meredith College 19700 60200 0.6734 1,206 1237 0.7418
#28

#28 Middle Class Affordability Rankings

Meredith College
Raleigh, NC

Sticker Price

$60,200

% Savings

67%

Undergraduates

1,206

Est. Median SAT

1,237

Acceptance Rate

74.2 %

29 University of North Carolina at Charlotte 19800 22300 0.112 24,868 1214 0.796
#29

#29 Middle Class Affordability Rankings

University of North Carolina at Charlotte
Charlotte, NC

Sticker Price

$22,300

% Savings

11%

Undergraduates

24,868

Est. Median SAT

1,214

Acceptance Rate

79.6 %

30 Brevard College 20600 43700 0.5292 764 1060 0.3946
#30

#30 Middle Class Affordability Rankings

Brevard College
Brevard, NC

Sticker Price

$43,700

% Savings

53%

Undergraduates

764

Est. Median SAT

1,060

Acceptance Rate

39.5 %

31 East Carolina University 20800 23800 0.1258 21,445 1120 0.8922
#31

#31 Middle Class Affordability Rankings

East Carolina University
Greenville, NC

Sticker Price

$23,800

% Savings

13%

Undergraduates

21,445

Est. Median SAT

1,120

Acceptance Rate

89.2 %

32 Salem College 21400 55300 0.6125 464 1080 0.789
#32

#32 Middle Class Affordability Rankings

Salem College
Winston-Salem, NC

Sticker Price

$55,300

% Savings

61%

Undergraduates

464

Est. Median SAT

1,080

Acceptance Rate

78.9 %

33 Barton College 22300 54300 0.5903 1,149 1050 0.942
#33

#33 Middle Class Affordability Rankings

Barton College
Wilson, NC

Sticker Price

$54,300

% Savings

59%

Undergraduates

1,149

Est. Median SAT

1,050

Acceptance Rate

94.2 %

34 St. Andrews University 22400 44700 0.4986 806 985 0.1229
#34

#34 Middle Class Affordability Rankings

St. Andrews University
Laurinburg, NC

Sticker Price

$44,700

% Savings

50%

Undergraduates

806

Est. Median SAT

985

Acceptance Rate

12.3 %

35 Lenoir-Rhyne University 22900 58100 0.6064 1,477 1075 0.8068
#35

#35 Middle Class Affordability Rankings

Lenoir-Rhyne University
Hickory, NC

Sticker Price

$58,100

% Savings

61%

Undergraduates

1,477

Est. Median SAT

1,075

Acceptance Rate

80.7 %

36 Belmont Abbey College 23100 38200 0.3951 1,549 1069 0.9038
#36

#36 Middle Class Affordability Rankings

Belmont Abbey College
Belmont, NC

Sticker Price

$38,200

% Savings

40%

Undergraduates

1,549

Est. Median SAT

1,069

Acceptance Rate

90.4 %

37 Catawba College 23700 55200 0.57 1,263 1098 0.7521
#37

#37 Middle Class Affordability Rankings

Catawba College
Salisbury, NC

Sticker Price

$55,200

% Savings

57%

Undergraduates

1,263

Est. Median SAT

1,098

Acceptance Rate

75.2 %

38 Mid-Atlantic Christian University 23900 43700 0.453 177 950 0.7621
#38

#38 Middle Class Affordability Rankings

Mid-Atlantic Christian University
Elizabeth City, NC

Sticker Price

$43,700

% Savings

45%

Undergraduates

177

Est. Median SAT

950

Acceptance Rate

76.2 %

39 Wingate University 24200 65000 0.6278 2,673 1100 0.9113
#39

#39 Middle Class Affordability Rankings

Wingate University
Wingate, NC

Sticker Price

$65,000

% Savings

63%

Undergraduates

2,673

Est. Median SAT

1,100

Acceptance Rate

91.1 %

40 University of North Carolina Wilmington 24400 24500 0.0029 15,254 1270 0.6424
#40

#40 Middle Class Affordability Rankings

University of North Carolina Wilmington
Wilmington, NC

Sticker Price

$24,500

% Savings

0%

Undergraduates

15,254

Est. Median SAT

1,270

Acceptance Rate

64.2 %

41 Gardner-Webb University 24700 50400 0.5102 1,840 1145 0.8702
#41

#41 Middle Class Affordability Rankings

Gardner-Webb University
Boiling Springs, NC

Sticker Price

$50,400

% Savings

51%

Undergraduates

1,840

Est. Median SAT

1,145

Acceptance Rate

87.0 %

42 Bennett College 24800 54200 0.5414 195 905 0.3361
#42

#42 Middle Class Affordability Rankings

Bennett College
Greensboro, NC

Sticker Price

$54,200

% Savings

54%

Undergraduates

195

Est. Median SAT

905

Acceptance Rate

33.6 %

43 William Peace University 25800 50200 0.4868 722 1170 0.9425
#43

#43 Middle Class Affordability Rankings

William Peace University
Raleigh, NC

Sticker Price

$50,200

% Savings

49%

Undergraduates

722

Est. Median SAT

1,170

Acceptance Rate

94.3 %

44 Shaw University 26100 40000 0.3465 877 865 0.8034
#44

#44 Middle Class Affordability Rankings

Shaw University
Raleigh, NC

Sticker Price

$40,000

% Savings

35%

Undergraduates

877

Est. Median SAT

865

Acceptance Rate

80.3 %

45 Pfeiffer University 27300 56100 0.5132 654 941 0.9126
#45

#45 Middle Class Affordability Rankings

Pfeiffer University
Misenheimer, NC

Sticker Price

$56,100

% Savings

51%

Undergraduates

654

Est. Median SAT

941

Acceptance Rate

91.3 %

46 Johnson C Smith University 27400 45600 0.3991 1,252 885 0.4521
#46

#46 Middle Class Affordability Rankings

Johnson C Smith University
Charlotte, NC

Sticker Price

$45,600

% Savings

40%

Undergraduates

1,252

Est. Median SAT

885

Acceptance Rate

45.2 %

47 Methodist University 28100 73900 0.6204 1,436 1175 0.752
#47

#47 Middle Class Affordability Rankings

Methodist University
Fayetteville, NC

Sticker Price

$73,900

% Savings

62%

Undergraduates

1,436

Est. Median SAT

1,175

Acceptance Rate

75.2 %

48 Queens University of Charlotte 28200 65500 0.5693 1,225 1235 0.5651
#48

#48 Middle Class Affordability Rankings

Queens University of Charlotte
Charlotte, NC

Sticker Price

$65,500

% Savings

57%

Undergraduates

1,225

Est. Median SAT

1,235

Acceptance Rate

56.5 %

49 Montreat College 29700 55000 0.4602 759 1055 0.6555
#49

#49 Middle Class Affordability Rankings

Montreat College
Montreat, NC

Sticker Price

$55,000

% Savings

46%

Undergraduates

759

Est. Median SAT

1,055

Acceptance Rate

65.6 %

50 Campbell University 33000 65100 0.4928 2,699 1120 0.872
#50

#50 Middle Class Affordability Rankings

Campbell University
Buies Creek, NC

Sticker Price

$65,100

% Savings

49%

Undergraduates

2,699

Est. Median SAT

1,120

Acceptance Rate

87.2 %

51 Lees-McRae College 35400 58700 0.3968 873 1140 0.7685
#51

#51 Middle Class Affordability Rankings

Lees-McRae College
Banner Elk, NC

Sticker Price

$58,700

% Savings

40%

Undergraduates

873

Est. Median SAT

1,140

Acceptance Rate

76.9 %

52 Elon University 39000 57000 0.3164 6,452 1244 0.6635
#52

#52 Middle Class Affordability Rankings

Elon University
Elon, NC

Sticker Price

$57,000

% Savings

32%

Undergraduates

6,452

Est. Median SAT

1,244

Acceptance Rate

66.4 %

53 High Point University 45600 70100 0.3487 5,006 1237 0.7683
#53

#53 Middle Class Affordability Rankings

High Point University
High Point, NC

Sticker Price

$70,100

% Savings

35%

Undergraduates

5,006

Est. Median SAT

1,237

Acceptance Rate

76.8 %

54 University of Mount Olive 46100 48200 0.0443 1,937 1020 0.7775
#54

#54 Middle Class Affordability Rankings

University of Mount Olive
Mount Olive, NC

Sticker Price

$48,200

% Savings

4%

Undergraduates

1,937

Est. Median SAT

1,020

Acceptance Rate

77.8 %

School data is from 2022–2023 (top 500 results shown) for schools with at least 100 undergraduate students.

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