Middle Class Affordability Rankings™ - State of North Carolina

Most Affordable Colleges in the state of North Carolina for 2026

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Which colleges are most affordable for North Carolina residents ? The answer may surprise you.
These rankings of the most affordable colleges for North Carolina residents are based on the estimated net price for a "typical" middle class family living in the state of North Carolina.
Note: Net price is the actual cost of the school paid by the student and family, after factoring in merit and grant aid from the college federal programs and work study.The net prices displayed in these rankings are College Raptor's estimates.

“Typical” middle class family values used in the Net Price estimates on this page are:

  • Number of people in family: 4
  • Number of students in college: 1
  • Total income: $80,000
  • Total assets: $50,000
North Carolina
Rank Institution Typical Net Price Sticker Price % Savings Undergraduates Est. Median SAT Acceptance Rate Save
1 Davidson College 5800 89500 0.9356 1,869 1454 0.1337
#1

#1 Middle Class Affordability Rankings

Davidson College
Davidson, NC

Sticker Price

$89,500

% Savings

94%

Undergraduates

1,869

Est. Median SAT

1,454

Acceptance Rate

13.4 %

2 Wake Forest University 6800 85000 0.9198 5,490 1469 0.2167
#2

#2 Middle Class Affordability Rankings

Wake Forest University
Winston-Salem, NC

Sticker Price

$85,000

% Savings

92%

Undergraduates

5,490

Est. Median SAT

1,469

Acceptance Rate

21.7 %

3 Fayetteville State University 10700 20400 0.4734 6,074 945 0.8215
#3

#3 Middle Class Affordability Rankings

Fayetteville State University
Fayetteville, NC

Sticker Price

$20,400

% Savings

47%

Undergraduates

6,074

Est. Median SAT

945

Acceptance Rate

82.2 %

4 Duke University 11400 92800 0.8766 6,523 1527 0.0571
#4

#4 Middle Class Affordability Rankings

Duke University
Durham, NC

Sticker Price

$92,800

% Savings

88%

Undergraduates

6,523

Est. Median SAT

1,527

Acceptance Rate

5.7 %

5 University of North Carolina at Chapel Hill 11600 27800 0.5818 20,885 1420 0.1534
#5

#5 Middle Class Affordability Rankings

University of North Carolina at Chapel Hill
Chapel Hill, NC

Sticker Price

$27,800

% Savings

58%

Undergraduates

20,885

Est. Median SAT

1,420

Acceptance Rate

15.3 %

6 University of North Carolina at Pembroke 12800 20400 0.3697 5,437 1060 0.9326
#6

#6 Middle Class Affordability Rankings

University of North Carolina at Pembroke
Pembroke, NC

Sticker Price

$20,400

% Savings

37%

Undergraduates

5,437

Est. Median SAT

1,060

Acceptance Rate

93.3 %

7 North Carolina A & T State University 12900 17900 0.2812 12,497 1075 0.499
#7

#7 Middle Class Affordability Rankings

North Carolina A & T State University
Greensboro, NC

Sticker Price

$17,900

% Savings

28%

Undergraduates

12,497

Est. Median SAT

1,075

Acceptance Rate

49.9 %

8 Livingstone College 13300 28400 0.5321 924 890 0.5925
#8

#8 Middle Class Affordability Rankings

Livingstone College
Salisbury, NC

Sticker Price

$28,400

% Savings

53%

Undergraduates

924

Est. Median SAT

890

Acceptance Rate

59.3 %

9 Southeastern Baptist Theological Seminary 14500 23700 0.39 957 1130 0.7463
#9

#9 Middle Class Affordability Rankings

Southeastern Baptist Theological Seminary
Wake Forest, NC

Sticker Price

$23,700

% Savings

39%

Undergraduates

957

Est. Median SAT

1,130

Acceptance Rate

74.6 %

10 Chowan University 14900 39200 0.6198 603 1015 0.6879
#10

#10 Middle Class Affordability Rankings

Chowan University
Murfreesboro, NC

Sticker Price

$39,200

% Savings

62%

Undergraduates

603

Est. Median SAT

1,015

Acceptance Rate

68.8 %

11 University of North Carolina Asheville 15200 21800 0.3043 3,032 1248 0.9192
#11

#11 Middle Class Affordability Rankings

University of North Carolina Asheville
Asheville, NC

Sticker Price

$21,800

% Savings

30%

Undergraduates

3,032

Est. Median SAT

1,248

Acceptance Rate

91.9 %

12 Western Carolina University 15300 16500 0.0759 10,112 1130 0.8183
#12

#12 Middle Class Affordability Rankings

Western Carolina University
Cullowhee, NC

Sticker Price

$16,500

% Savings

8%

Undergraduates

10,112

Est. Median SAT

1,130

Acceptance Rate

81.8 %

13 University of North Carolina at Greensboro 15800 19400 0.1869 14,416 1210 0.8851
#13

#13 Middle Class Affordability Rankings

University of North Carolina at Greensboro
Greensboro, NC

Sticker Price

$19,400

% Savings

19%

Undergraduates

14,416

Est. Median SAT

1,210

Acceptance Rate

88.5 %

14 Gardner-Webb University 16200 50400 0.6788 1,861 1110 0.7721
#14

#14 Middle Class Affordability Rankings

Gardner-Webb University
Boiling Springs, NC

Sticker Price

$50,400

% Savings

68%

Undergraduates

1,861

Est. Median SAT

1,110

Acceptance Rate

77.2 %

15 North Carolina State University 16400 28500 0.425 28,422 1378 0.4174
#15

#15 Middle Class Affordability Rankings

North Carolina State University
Raleigh, NC

Sticker Price

$28,500

% Savings

43%

Undergraduates

28,422

Est. Median SAT

1,378

Acceptance Rate

41.7 %

16 Winston-Salem State University 16800 22800 0.264 4,192 945 0.7826
#16

#16 Middle Class Affordability Rankings

Winston-Salem State University
Winston-Salem, NC

Sticker Price

$22,800

% Savings

26%

Undergraduates

4,192

Est. Median SAT

945

Acceptance Rate

78.3 %

17 Johnson & Wales University-Charlotte 17000 17200 0.0117 1,184 1015 0.7988
#17

#17 Middle Class Affordability Rankings

Johnson & Wales University-Charlotte
Charlotte, NC

Sticker Price

$17,200

% Savings

1%

Undergraduates

1,184

Est. Median SAT

1,015

Acceptance Rate

79.9 %

17 University of North Carolina School of the Arts 17000 24900 0.3146 946 1241 0.2997
#17

#17 Middle Class Affordability Rankings

University of North Carolina School of the Arts
Winston Salem, NC

Sticker Price

$24,900

% Savings

31%

Undergraduates

946

Est. Median SAT

1,241

Acceptance Rate

30.0 %

19 Appalachian State University 17200 19500 0.1196 19,560 1190 0.9014
#19

#19 Middle Class Affordability Rankings

Appalachian State University
Boone, NC

Sticker Price

$19,500

% Savings

12%

Undergraduates

19,560

Est. Median SAT

1,190

Acceptance Rate

90.1 %

19 North Carolina Wesleyan University 17200 51900 0.6693 1,262 980 0.8023
#19

#19 Middle Class Affordability Rankings

North Carolina Wesleyan University
Rocky Mount, NC

Sticker Price

$51,900

% Savings

67%

Undergraduates

1,262

Est. Median SAT

980

Acceptance Rate

80.2 %

21 Greensboro College 17900 37800 0.5268 899 1005 0.7014
#21

#21 Middle Class Affordability Rankings

Greensboro College
Greensboro, NC

Sticker Price

$37,800

% Savings

53%

Undergraduates

899

Est. Median SAT

1,005

Acceptance Rate

70.1 %

21 Mid-Atlantic Christian University 17900 34500 0.4812 140 1018 0.6216
#21

#21 Middle Class Affordability Rankings

Mid-Atlantic Christian University
Elizabeth City, NC

Sticker Price

$34,500

% Savings

48%

Undergraduates

140

Est. Median SAT

1,018

Acceptance Rate

62.2 %

21 Warren Wilson College 17900 57000 0.6866 740 1275 0.7134
#21

#21 Middle Class Affordability Rankings

Warren Wilson College
Swannanoa, NC

Sticker Price

$57,000

% Savings

69%

Undergraduates

740

Est. Median SAT

1,275

Acceptance Rate

71.3 %

24 North Carolina Central University 18200 27700 0.3414 6,595 1060 0.8696
#24

#24 Middle Class Affordability Rankings

North Carolina Central University
Durham, NC

Sticker Price

$27,700

% Savings

34%

Undergraduates

6,595

Est. Median SAT

1,060

Acceptance Rate

87.0 %

25 University of North Carolina at Charlotte 19100 22300 0.1434 24,868 1214 0.796
#25

#25 Middle Class Affordability Rankings

University of North Carolina at Charlotte
Charlotte, NC

Sticker Price

$22,300

% Savings

14%

Undergraduates

24,868

Est. Median SAT

1,214

Acceptance Rate

79.6 %

26 Elizabeth City State University 19300 23700 0.1861 2,154 1005 0.6422
#26

#26 Middle Class Affordability Rankings

Elizabeth City State University
Elizabeth City, NC

Sticker Price

$23,700

% Savings

19%

Undergraduates

2,154

Est. Median SAT

1,005

Acceptance Rate

64.2 %

27 Johnson C Smith University 19700 39300 0.4984 1,252 885 0.4521
#27

#27 Middle Class Affordability Rankings

Johnson C Smith University
Charlotte, NC

Sticker Price

$39,300

% Savings

50%

Undergraduates

1,252

Est. Median SAT

885

Acceptance Rate

45.2 %

28 Brevard College 20600 43700 0.5292 821 1060 0.4216
#28

#28 Middle Class Affordability Rankings

Brevard College
Brevard, NC

Sticker Price

$43,700

% Savings

53%

Undergraduates

821

Est. Median SAT

1,060

Acceptance Rate

42.2 %

29 East Carolina University 20800 23800 0.1258 21,445 1160 0.8921
#29

#29 Middle Class Affordability Rankings

East Carolina University
Greenville, NC

Sticker Price

$23,800

% Savings

13%

Undergraduates

21,445

Est. Median SAT

1,160

Acceptance Rate

89.2 %

30 Salem College 21400 55300 0.6125 464 1080 0.7667
#30

#30 Middle Class Affordability Rankings

Salem College
Winston-Salem, NC

Sticker Price

$55,300

% Savings

61%

Undergraduates

464

Est. Median SAT

1,080

Acceptance Rate

76.7 %

31 Belmont Abbey College 22200 36700 0.3949 1,298 1094 0.7465
#31

#31 Middle Class Affordability Rankings

Belmont Abbey College
Belmont, NC

Sticker Price

$36,700

% Savings

39%

Undergraduates

1,298

Est. Median SAT

1,094

Acceptance Rate

74.7 %

32 St. Andrews University 22300 44700 0.5015 628 991 0.648
#32

#32 Middle Class Affordability Rankings

St. Andrews University
Laurinburg, NC

Sticker Price

$44,700

% Savings

50%

Undergraduates

628

Est. Median SAT

991

Acceptance Rate

64.8 %

33 Lenoir-Rhyne University 22500 53100 0.5751 1,472 1075 0.8459
#33

#33 Middle Class Affordability Rankings

Lenoir-Rhyne University
Hickory, NC

Sticker Price

$53,100

% Savings

58%

Undergraduates

1,472

Est. Median SAT

1,075

Acceptance Rate

84.6 %

34 Mars Hill University 22700 54500 0.5826 1,061 1050 0.679
#34

#34 Middle Class Affordability Rankings

Mars Hill University
Mars Hill, NC

Sticker Price

$54,500

% Savings

58%

Undergraduates

1,061

Est. Median SAT

1,050

Acceptance Rate

67.9 %

35 Barton College 23600 54300 0.5663 1,149 1050 0.942
#35

#35 Middle Class Affordability Rankings

Barton College
Wilson, NC

Sticker Price

$54,300

% Savings

57%

Undergraduates

1,149

Est. Median SAT

1,050

Acceptance Rate

94.2 %

35 Catawba College 23600 55200 0.5716 1,262 1098 0.7521
#35

#35 Middle Class Affordability Rankings

Catawba College
Salisbury, NC

Sticker Price

$55,200

% Savings

57%

Undergraduates

1,262

Est. Median SAT

1,098

Acceptance Rate

75.2 %

37 Wingate University 24100 65000 0.6298 2,673 1100 0.9113
#37

#37 Middle Class Affordability Rankings

Wingate University
Wingate, NC

Sticker Price

$65,000

% Savings

63%

Undergraduates

2,673

Est. Median SAT

1,100

Acceptance Rate

91.1 %

38 Carolina University 24200 41900 0.4212 460 975 0.3954
#38

#38 Middle Class Affordability Rankings

Carolina University
Winston-Salem, NC

Sticker Price

$41,900

% Savings

42%

Undergraduates

460

Est. Median SAT

975

Acceptance Rate

39.5 %

39 University of North Carolina Wilmington 24400 24500 0.0029 15,254 1270 0.6424
#39

#39 Middle Class Affordability Rankings

University of North Carolina Wilmington
Wilmington, NC

Sticker Price

$24,500

% Savings

0%

Undergraduates

15,254

Est. Median SAT

1,270

Acceptance Rate

64.2 %

40 Meredith College 25000 60200 0.5854 1,206 1237 0.7418
#40

#40 Middle Class Affordability Rankings

Meredith College
Raleigh, NC

Sticker Price

$60,200

% Savings

59%

Undergraduates

1,206

Est. Median SAT

1,237

Acceptance Rate

74.2 %

41 Guilford College 25500 56600 0.5485 1,132 1100 0.8
#41

#41 Middle Class Affordability Rankings

Guilford College
Greensboro, NC

Sticker Price

$56,600

% Savings

55%

Undergraduates

1,132

Est. Median SAT

1,100

Acceptance Rate

80.0 %

42 William Peace University 25800 50200 0.4871 722 1180 0.9425
#42

#42 Middle Class Affordability Rankings

William Peace University
Raleigh, NC

Sticker Price

$50,200

% Savings

49%

Undergraduates

722

Est. Median SAT

1,180

Acceptance Rate

94.3 %

43 Shaw University 26000 32800 0.2086 877 767 0.8016
#43

#43 Middle Class Affordability Rankings

Shaw University
Raleigh, NC

Sticker Price

$32,800

% Savings

21%

Undergraduates

877

Est. Median SAT

767

Acceptance Rate

80.2 %

44 Saint Augustine's University 26600 32400 0.1777 173 840 0.338
#44

#44 Middle Class Affordability Rankings

Saint Augustine's University
Raleigh, NC

Sticker Price

$32,400

% Savings

18%

Undergraduates

173

Est. Median SAT

840

Acceptance Rate

33.8 %

45 Pfeiffer University 27200 56100 0.5155 696 941 0.9603
#45

#45 Middle Class Affordability Rankings

Pfeiffer University
Misenheimer, NC

Sticker Price

$56,100

% Savings

52%

Undergraduates

696

Est. Median SAT

941

Acceptance Rate

96.0 %

46 Methodist University 29900 65900 0.5456 1,467 1185 0.7514
#46

#46 Middle Class Affordability Rankings

Methodist University
Fayetteville, NC

Sticker Price

$65,900

% Savings

55%

Undergraduates

1,467

Est. Median SAT

1,185

Acceptance Rate

75.1 %

47 Bennett College 30800 42000 0.2674 180 940 0.5066
#47

#47 Middle Class Affordability Rankings

Bennett College
Greensboro, NC

Sticker Price

$42,000

% Savings

27%

Undergraduates

180

Est. Median SAT

940

Acceptance Rate

50.7 %

48 Queens University of Charlotte 31500 65500 0.5189 1,225 1208 0.6208
#48

#48 Middle Class Affordability Rankings

Queens University of Charlotte
Charlotte, NC

Sticker Price

$65,500

% Savings

52%

Undergraduates

1,225

Est. Median SAT

1,208

Acceptance Rate

62.1 %

49 Montreat College 32700 58100 0.4377 781 1164 0.692
#49

#49 Middle Class Affordability Rankings

Montreat College
Montreat, NC

Sticker Price

$58,100

% Savings

44%

Undergraduates

781

Est. Median SAT

1,164

Acceptance Rate

69.2 %

50 Campbell University 34800 68700 0.4935 2,699 1120 0.8718
#50

#50 Middle Class Affordability Rankings

Campbell University
Buies Creek, NC

Sticker Price

$68,700

% Savings

49%

Undergraduates

2,699

Est. Median SAT

1,120

Acceptance Rate

87.2 %

51 Lees-McRae College 35300 58700 0.399 873 1140 0.7678
#51

#51 Middle Class Affordability Rankings

Lees-McRae College
Banner Elk, NC

Sticker Price

$58,700

% Savings

40%

Undergraduates

873

Est. Median SAT

1,140

Acceptance Rate

76.8 %

52 University of Mount Olive 39900 48200 0.1718 1,944 1075 0.7575
#52

#52 Middle Class Affordability Rankings

University of Mount Olive
Mount Olive, NC

Sticker Price

$48,200

% Savings

17%

Undergraduates

1,944

Est. Median SAT

1,075

Acceptance Rate

75.8 %

53 High Point University 45400 70100 0.3515 5,135 1263 0.7531
#53

#53 Middle Class Affordability Rankings

High Point University
High Point, NC

Sticker Price

$70,100

% Savings

35%

Undergraduates

5,135

Est. Median SAT

1,263

Acceptance Rate

75.3 %

54 Elon University 53900 66900 0.1949 6,452 1215 0.6635
#54

#54 Middle Class Affordability Rankings

Elon University
Elon, NC

Sticker Price

$66,900

% Savings

19%

Undergraduates

6,452

Est. Median SAT

1,215

Acceptance Rate

66.4 %

School data is from 2023–2024 (top 500 results shown) for schools with at least 100 undergraduate students.

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