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student loans

Fees Associated With Student Loans

By College Raptor StaffLast updated on December 22, 2022
When taking out a student loan, these two most important factors you need to look at are the interest rate and the repayment terms. However, those are not the ONLY two factors you should be looking at. It is equally important to check out the fees associated with the different types of student loans. These …
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financial aid

A Breakdown of the Federal TRIO Programs

By College Raptor StaffLast updated on December 22, 2022
The Federal TRIO programs were introduced as a way to identify and help students from disadvantaged and lower-income backgrounds. There are eight TRIO programs, all funded by the US Department of Education. Each of the programs has its own distinct goal, which is different from the other programs. Some are community-based organizations while others aim …
student loans

What’s Better: Student Loan Consolidation or Refinance?

By College Raptor StaffLast updated on December 22, 2022
Let’s start with a setting the record straight on a common misconception – Student loan consolidation is not the same as student loan refinance. Although both programs involve changing loan terms or interest rates, the similarities end there. Consolidation and refinance are in fact two distinctly different options. When Consolidation May Be the Better Option …
Here's everything you need to know about the TRIO Upward Bound program
financial aid

What You Need To Know About The TRIO Upward Bound Program

By College Raptor StaffLast updated on December 22, 2022
The Upward Bound (UB) Program is one of eight programs that make up the Federal TRIO Programs. Specifically, this program dedicates itself to providing academic assistance and financial support to high school students from disadvantaged backgrounds. The TRIO Upward Bound program’s aim is to prepare these students for college entrance. Additionally, the program provides continuous …
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financial aid

Department of Education Launches New Mobile FAFSA App

By Allison WignallLast updated on December 22, 2022
As part of an ambitious redesign of the Free Application for Federal Student Aid (FAFSA) the US Department of Education has launched an app that helps students file the FAFSA. The Official FAFSA App Known as myStudentAid, the app is designed to make filing the FAFSA as easy and straightforward as possible. Like the FAFSA …
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student loans

What Private Lenders Look For In Borrowers

By College Raptor StaffLast updated on March 24, 2025
Lenders’ requirements for private student loans differ from federal student loan requirements. Private lenders typically look at your credit score, credit history, employment history, income, and debt-to-income ratio. Every private lender sets their own requirements which can vary significantly from lender to lender. The requirements for getting a private student loan are different from federal …

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