All Student Loans Articles

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student loans

How Often You Should Connect with Your Student Loan Lender

By Hilary CairnsLast updated on December 22, 2022
For the most part, after you accept a student loan, you won’t have to connect with the lender very often. However, there are a few times that contacting them will be absolutely necessary. Here are a few examples of times you should connect with your student loan lenders. To Change Contact Information Changing or updating …
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student loans

How To Decide Which Student Loans To Pay Off First

By College Raptor StaffLast updated on March 12, 2025
Paying off your highest interest student loans first will save you the most money in interest. This is the best strategy to use when trying to decide which student loans to pay off first. If you have trouble staying motivated, consider paying off your smallest balances first. This will reduce the number of loans you’re …
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student loans

What is a “Good” Student Loan Interest Rate?

By College Raptor StaffLast updated on February 25, 2025
Every advice article lists ‘interest rate’ as the most important factor to consider when choosing student loans. But the big question remains – “What is a good interest rate on student loans?” And how do you compare the rates that different lenders offer? The truth is there is no simple answer. There are several factors …
What is a student loan APR and why should you know about it?
student loans

What is APR for Student Loans?

By College Raptor StaffLast updated on February 27, 2025
There are several factors you need to consider to find the best student loan option for you. The three top things to look at are the loan type, interest rate of the loan, and the APR. Regarding loan type, there are two to choose from – federal and private student loans. When it comes to …
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student loans

Signs that You Should Refinance Your Student Loans

By Morgan StaubLast updated on December 22, 2022
You’ve heard the surprising statistics: over 44 million Americans are in debt with $1.3 trillion due to student loans. That’s over 13% of the nation’s population! The number is scary, for sure, but it’s important to keep it in perspective. Just because an individual is in debt doesn’t mean it’s something they can’t recover from. In …
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student loans

When Do I Need to Pay Back My Federal Student Loans?

By College Raptor StaffLast updated on March 24, 2025
What exactly is a ‘good income”? If you have a student loan that you are still paying off, a good income is one that allows you to make your loan payments comfortably every month while still leaving a substantial amount to cover all your necessities as well as some luxuries. While you have earned the right …
There are signs that you should be aware of to see if it's time to consolidate your student loans
student loans

Signs that You Should Consolidate Your Student Loans

By Morgan StaubLast updated on December 22, 2022
If you’re headed off to college, chances are good that you’ve decided to take out student loans (check out our guide to student loans here). More than half of all US undergraduate students receive some form of financial aid, with this number climbing sharply. Student loans have become a rite of passage for many undergrads, …
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student loans

How to Pick Between Student Loan Lenders

By Morgan StaubLast updated on March 12, 2025
So, you’re heading off to college. You’ve also deduced that you need to take out a student loan in order to make it work financially. You’ve heard all the horror stories and you know all the statistics. You’re aware that there’s over $1.3 trillion in total student loan debt spread over 44 million graduates, and …

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