All Student Loans Articles

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student loans

Common Student Loan Scams and How To Avoid Them

By College Raptor StaffLast updated on February 25, 2025
With the ever-increasing cost of college, many students need to take out a student loan to pay for college. Looking for low-cost student loans to cover your college tuition can be a trying process. Repaying your loans with interest after graduation can be even more daunting. When you’re under that kind of stress, it’s easy to fall …
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student loans

Student Loan Delinquency and How to Avoid it

By College Raptor StaffLast updated on December 22, 2022
Once your college days are over and you have that first post-graduate job, it feels great to be able to be your own person financially and pay for things when you need or want them. One of the negative aspects of this, however, comes in the form of looming student loan delinquency. You signed that …
Unfortunately, federal loan interest rates are on the rise
student loans

Federal Loan Interest Rates On The Rise

By College Raptor StaffLast updated on March 6, 2025
The last thing any student wants to hear is that attending college or graduate school is going to cost more than it did before. Or, that their federal student loan’s interest rate is increasing. Unfortunately, that is the reality. Not only have tuition fees gone up, but federal loan interest rates are on the rise …
How do you get your student loans out of default?
student loans

How To Get Out Of Student Loan Default

By College Raptor StaffLast updated on March 6, 2025
Taking out student loans to pay for college is already stressful. The last thing any borrower wants is to let their loan go into default. Keep in mind that there’s a difference between delinquency and defaulting. Delinquency is when you initially miss a payment. Defaulting is when you miss a payment and don’t make any …
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student loans

All About Capitalization And Student Loan Interest

By College Raptor StaffLast updated on March 24, 2025
Just when you think you’ve read all you possibly could about student loans, you are sure to come across yet another new term that you need to read up about. Learning everything there is to know about student loans will empower you to make well-informed decisions. With that said, if you have not heard about …
money for your student loan consolidation
student loans

How Credit Score Affects Student Loan Refinance And Consolidation

By College Raptor StaffLast updated on February 26, 2025
Student loan consolidation and refinancing are two of the most popular solutions that students turn to in order to better manage their loan payments. However, both refinance and consolidation work differently from each other. How Credit Score Affects Student Loan Consolidation Consolidating your loans means you are simply combining multiple existing loans into a single consolidated …
Borrowing only what you need in student loans means less debt after graduation.
student loans

How To Avoid Borrowing More Than You Need In Student Loans

By College Raptor StaffLast updated on March 25, 2025
Today it is almost impossible for any student to graduate from college without borrowing some money. Don’t let that deter you from getting a college education though! Student loans are considered ‘good loans’. Think of them as an investment that will reap rich rewards in terms of better employability and higher earning potential. Yes, taking …

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