student loans

How to Prove Undue Hardship for Student Loans

By College Raptor StaffLast updated on April 9, 2025

Proving undue hardship for student loans is something that comes up only if you file for bankruptcy. But this should only be considered as a last resort. Filing for bankruptcy is complicated and time-consuming and it will have a damaging effect on your credit. You will most likely have to hire a bankruptcy lawyer because …

student loans

Are There No Credit Check Student Loans and Which are the Best?

By College Raptor StaffLast updated on February 25, 2025

Yes, there are no credit check student loans but they are offered only by the federal government and very few private lenders. Generally, the federal government does not conduct credit checks to assess student loan applicants. All students enrolled in accredited educational institutions across America are eligible for federal student loans. Private student loan applications …

financial advice & planning

Cryptocurrency Pros And Cons: What Students Should Consider

By College Raptor StaffLast updated on March 6, 2025

Cryptocurrency is a type of digital currency. It is different from the traditional form of money we use in our everyday lives, such as coins or paper bills. You cannot see, touch or feel cryptocurrency. It exists only in electronic form and is created and stored using advanced computer technology called cryptography. Cryptography is like …

student loans

How Many Americans Have Student Loan Debt?

By College Raptor StaffLast updated on March 24, 2025

Have you ever looked into how many Americans have student loan debt? If you’ve never checked out the numbers before, you may find the statistics below interesting. You hear a lot about student loan debt being the second highest consumer debt in the country, second only after mortgages. Although that gives you some idea of …

student loans

No-Fee, Low-Fee, And Full-Fee Lenders

By College Raptor StaffLast updated on February 25, 2025

Borrowing money is expensive regardless of whether you’re borrowing to buy a house or car or to pay for college. First of all, you pay interest on the amount that you borrow. In addition to the interest, some lenders also charge assorted fees to cover administrative costs and mitigate the risks of lending. These fees …

financial advice & planning

Common Credit Report Errors and How to Correct Them

By College Raptor StaffPublished on May 19, 2023

Your credit report is an important document that reflects your financial history and impacts your ability to get credit or secure favorable interest rates. Common errors on your credit report damage your credit score and have an adverse effect on your overall financial health.  Unfortunately, no matter how meticulous you are, your credit report could …

student loans

4 Reasons Lender Longevity Matters

By College Raptor StaffLast updated on March 6, 2025

There are several factors you need to take into consideration when looking for student loans. To start with, you’ll need to compare interest rates and fees so you can find the lowest-cost loan. You also need to look into each lender’s terms and conditions, protections, and penalties. There’s one other factor that not many people …

financial advice & planning

10 Good Money Habits to Help Build Financial Stability

By College Raptor StaffLast updated on March 5, 2025

Forming and maintaining good money habits is sometimes easier said than done. But it’s essential to your financial stability and ultimate success. Let’s look at two scenarios.  Consider this – The latest iPhone has just been launched. You don’t need it but you really want it. Besides, you have some spare cash and can afford …

financial advice & planning

Financial Literacy for College Students: How to Find, Budget, and Save Money

By College Raptor StaffLast updated on March 5, 2025

With college comes great responsibility. Yup, that includes money matters. For most college students, you’ll become more and more responsible for handling your money. That means figuring out how to get the money you need, where to get it from, and how to make it last. This is where financial literacy comes in. Financial literacy …

financial advice & planning

5 Ways To Help Your Child Build Credit Before College

By College Raptor StaffPublished on May 16, 2023

Credit history is a vital aspect of your child’s financial journey. It determines whether they’ll be able to secure low-interest rates on student loans in the immediate future. After college, it will continue to impact their ability to secure competitive rates on personal and vehicle loans, credit cards, and mortgages. An individual’s credit history could …