Key Takeaways
- Federal Work-Study is a need-based program that helps students earn money through part-time jobs.
- You must complete the FAFSA and indicate interest in work-study to be considered.
- Not all schools participate in the program, so check with your school’s financial aid office.
- Jobs can be on or off-campus, and sometimes relate to your major or career goals.
- Students can use resources like Handshake to find work-study positions.
- Funds are limited on a first-come, first-serve basis—so apply early!
A Federal Work-Study (FWS) program is a type of financial aid that helps students earn money through part-time jobs while enrolled in college. It’s part of the federal government’s effort to make higher education more affordable. Plus, it can offer more than just a paycheck.
Through work-study, you can gain valuable experience, build your network, and reduce how much you need to borrow in student loans. In this guide, we’ll break down how work-study programs work, what types of jobs are available, and how to land one that fits your schedule and goals.
Source: flickr user the-open-university.
What Is a Work-Study Job?
Federal Work-Study is a financial aid program that helps students earn money while they’re in college. It offers part-time jobs designed to fit around your class schedule. This program is part of the government’s effort to help make college more affordable.
Besides helping you pay for school, work-study jobs give you valuable work experience. They can help you build connections that could open doors for your future career.
How Does the FWS Work?
The Federal Work-Study program is a need-based form of financial aid. This means students must demonstrate financial need to qualify. You’ll apply by submitting the FAFSA and checking the box that asks if you’re interested in work-study. If you don’t select, “Yes,” you won’t be considered.
Your school decides if you qualify based on your financial need, when you apply, and how much funding is available. If you’re approved, your financial aid offer will show the maximum amount you can earn from work-study for that year.
Benefits of the Federal Work-Study Program
Work-study offers more than just a paycheck. Here’s why it’s a valuable part of your college financial plan:
- Keep What You Earn: Work-study money is yours to keep—no repayment or interest required. Use it for college or everyday expenses to reduce how much you need to borrow.
- Doesn’t Affect Other Financial Aid: Unlike other income, work-study earnings don’t count against your eligibility for federal financial aid, so you can earn money without risking your grants or loans.
- Flexible Work Hours: Employers approve work-study jobs with your school’s financial aid office. They’re typically willing to schedule around your classes and exams.
- Relevant Work Experience: Many work-study jobs relate to your major or career interests. These jobs can help you build your resume and gain skills while you learn.
- Expand Your Network: Whether on or off campus, work-study connects you with professors, professionals, and organizations that can support your future career.
FWS can help you pay for college and give you many other advantages. You can build your resume, gain time management skills, and make professional connections. Since work-study income doesn’t count against your future financial aid eligibility, it’s a great way to help cover costs.
Types of Work-Study Jobs
There are many types of work-study jobs depending on your school and what’s available. Here are some typical roles and options, grouped by category:
On-Campus Jobs
Convenient positions located right on your college campus.
- Library assistant
- Daycare assistant
- Office or department support
Off-Campus Jobs
Work with community organizations through partnerships with your school.
- Nonprofit organizations
- Public agencies
- Community-based programs
Jobs Related to Your Major
Gain hands-on experience in your field of study.
- Research assistant
- Faculty or departmental project helper
- Tutoring in your favorite subject
Community Service Roles
Support others while giving back to your community.
- Camp or event counselor
- Public service initiatives
- After-school programs or community centers
Tech and STEM-Focused Jobs
Specialized opportunities for science and technology students.
- Computer labs or IT centers
- Engineering programs
- Science or technology labs
No matter the role, work-study jobs are designed to be flexible and provide valuable real-world experience.
Other Programs To Know About
In addition to the FWS program, some states have their own work-study options. These may help you earn extra money while going to school. State work-study programs work similarly, but might have different rules or job choices depending on where you live. Check with your state or school’s financial aid office to see if these programs are available to you.
Many colleges also offer their own work-study programs, funded by the school itself. These can give you even more chances to find jobs that fit your needs. If FWS isn’t an option for you, or if you want to earn more, ask your school about these programs and how to apply.
How Much Can You Expect To Earn Through FWS?
The amount you earn depends on your financial situation and your school’s funding. Your financial aid award will show the maximum amount you can earn each year.
Work-study jobs pay at least the current federal minimum wage, which is $7.25 per hour. You only earn money when you work, so your total pay depends on how many hours you put in.
How To Get a Work-Study Job
First, make sure you submit the FAFSA as early as possible and check the box that indicates you’re interested in work-study. If you’re eligible, your school will include it in your financial aid award letter.
From there, you’ll need to apply for specific positions, just like you would for any other job. Many schools list work-study openings on platforms like Handshake, through career centers, or on their internal job boards. Some schools even host job fairs at the start of the semester where you can find positions.
Don’t forget to check directly with your school’s financial aid office. They have resources and job listings that can help you find the right work-study opportunity.
Tip: Apply early—positions are often limited and can fill up quickly!
Cut Your College Costs with Confidence
Federal Work-Study isn’t just a way to earn money—it’s a chance to take control of your college journey. You can build skills and gain valuable experience while reducing your student debt. This program can empower you to invest in your future while still in school.
Ready to see how work-study and other financial aid options fit into your plan? Use College Raptor’s FREE Financial Aid Offer Comparison tool. You can compare your offers side-by-side to help you make confident decisions for your future.
