College Raptor Staff

Understand student loans and pay off your debt faster
student loans

8 Tips for Managing Your Student Loan Debt

Key Takeaways: To stay on top of student loan debt, first understand your debt and track the loans’ terms and your progress with a spreadsheet. Some types of repayment options, such as income-driven repayment plans, can make monthly payments more manageable. Develop healthy financial habits that help you create a budget, avoid late payments, and …
Here are the types of federal student loans
questions & answers

Can You Return Unused Student Loan Money?

Have you borrowed more than you need and are wondering what happens to unused student loan money? You may or may not be able to return the excess amount without paying interest or fees depending on your lender and type of loan. Let’s walk through the different scenarios.  Why You May Have Unused Student Loan …
diversity in college
questions & answers

What is Higher Education?

In the United States, higher education refers to postsecondary education, which is offered at colleges, vocational-technical schools, and community colleges. It is called ‘higher’ education because it involves classes that are beyond the high school level.  It’s important to understand that this definition of higher education only applies to the United States. Different countries define …
Three students in an AP class
college applications, questions & answers

Top 5 Hardest AP Classes

Advanced Placement (AP) classes are created by College Board and are college-level courses for high schoolers. You can take a variety of AP classes that are offered at your high school and if you receive a certain score for the AP test, you can get college credit for that class! Since these are college-level courses, …
There are a few things you should know about refinancing through private lenders beforehand.
student loans

Is There a Statute of Limitations on Private Student Loans?

Yes, there is a statute of limitations on private student loans. Once this statute of limitations is reached, a creditor can no longer sue you. It’s important to know that this time limit applies ONLY to private student loans. Federal student loans are not subject to applies of limitations. The federal government can take steps …
college applications

How to Make an Awesome College Application Video

Technology has taken the world by storm and college applications are now getting involved. If you’ve been applying to schools, you may have seen that some require or give you the option to do an admissions video application for college. Instead of spending hours curating a well-written essay during your college admissions process, high schoolers …
tips tools & advice

How to Set and Meet Realistic Educational Goals

If you look at all successful college students, you’ll see one thing in common. They have educational SMART goals! Setting realistic goals while you’re in college will help you stay on track and help you reach career goals after you graduate! Here are some realistic and effective goals for students to improve their academic skills …
college admissions

What Is The TEAS Exam For Nursing

The TEAS test is an exam future nurses need to take to be accepted into most nursing programs. The exam has four sections: Math, English and Language Usage, Reading, and Science. Students planning to take the TEAS exam should prepare and study as this exam can impact admission chances. If you’re thinking about entering the …

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