student loans

Should You Consolidate Your Student Loans?

By College Raptor StaffLast updated on December 22, 2022

Do you have to send in payments to more than one lending institution to repay your student loans? Do you have a huge monthly payment that you are scrambling to scrape up each month? If any of the two scenarios above apply to you, then loan consolidation may be the right choice for you. Take …

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Ask Yourself These 2 Debt Questions When Choosing A College

By College Raptor StaffLast updated on December 22, 2022

When trying to match your financial aid requirements with the college tuition fees, the biggest question you may be faced with is this—Should you accept the maximum financial assistance you are awarded and attend the most expensive college on your list. Or, should you lower your sights and apply to a less expensive college? There …

student loans

Pros and Cons of Income-Driven Repayment Plans for Student Loans

By College Raptor StaffLast updated on April 9, 2025

What we’ll cover: What is an income driven repayment plan? The four types of income driving repayment plans. What are some advantages and disadvantages of income driven repayment plans? Is an income driven repayment plan good for me? You might have heard the term “income driven repayment plan” before, but do you know what it …

student loans

Should You Auto-Debit Your Student Loans?

By College Raptor StaffLast updated on December 22, 2022

After you’ve graduated from college, it’s time to deal with two major things—job hunting and repaying those dreaded student loans. Those student loans that you took out in college no longer differ and start to add interest. The sooner you pay your loans off, the better. Paying your loans off faster means paying less interest …

student loans

Tips For Paying Off Student Loans Faster

By College Raptor StaffLast updated on December 22, 2022

The sooner you pay off your student loans, the earlier you will be able to enjoy your long-awaited financial freedom and all the perks that come with it. Here are a few things you should consider doing in order to pay off your student loans faster. Pay back more than the minimum whenever you can …

financial aid

Take Advantage Of Work-Study Programs

By College Raptor StaffLast updated on December 22, 2022

Federal Work-Study programs are one more avenue you can explore as you look for ways to get the financial assistance you need to fund your college education. Work-study programs are federally funded programs that help students get part-time jobs so they can earn an income to put towards their college expenses. How Work-Study Programs Works Any …

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Why Having A Mentor In College Is So Important

By College Raptor StaffLast updated on December 22, 2022

A college mentor can have an indelible impact on the life of a student in many different ways. Check out some of the reasons why having a mentor in college is so important. Gives Your Confidence A Boost When You Need It Most With a rigid curriculum, nonstop exams and assignments, and plenty of studying, …

student loans

3 Ways You Can Keep From Defaulting On Your Student Loans

By College Raptor StaffLast updated on December 22, 2022

As graduation day approaches, you can’t help feeling a sense of anticipation and excitement as you look forward to getting a job and being more independent. It’s an empowering feeling. But, paying those dreaded bills is just one of the many responsibilities that come with that independence. It’s also time to figure out how you …

student loans

How Do Student Loans Work?

By College Raptor StaffLast updated on March 24, 2025

Attending college is expensive and most families simply cannot afford to fund their children’s higher education without some form of financial assistance. While scholarships and grants can help greatly, they are not often enough to cover all the expenses involved. There are the tuition fees, rent and boarding, text books, transportation, miscellaneous college fees, and …