College Raptor Staff

Applying to college can be challenging, and so we at College Raptor feel it's our duty to make that process as easy, smooth, and rewarding as possible. We work hard to clarify dense material, dispel myths, uncover information, and help you learn what you need to know!
A white mailbox with "20" printed on the side.
financial aid

Can You Appeal An Offer Letter For More Aid?

By College Raptor StaffLast updated on December 22, 2022
The short answer is yes, you can appeal an offer letter. You can appeal an offer letter. What many students do not realize is that a financial aid offer letter is not a final decision. It is, in fact, an offer that is made by the prospective college. You are under no obligation to accept …
What's the difference between delinquent and default?
student loans

Student Loan Default Vs. Student Loan Delinquency

By College Raptor StaffLast updated on December 22, 2022
When you are behind on your student loan payments, it is considered a delinquency. It does not take long for a loan delinquency to occur. If you miss a due date payment, the very next day the loan is considered to be delinquent. The loan goes into default if you are delinquent for a certain …
Here are some scholarship essay must-haves that you absolutely need when typing up your essay
scholarship search & applications

Scholarship Essay Must-Haves

By College Raptor StaffLast updated on June 1, 2023
Nothing beats getting a scholarship when you are looking for financial assistance to fund your college education. With a scholarship, you don’t have to worry about repayments or interest rates, or default. Scholarship awards are free and can make it so much easier to pay for college. Of course, you will have to put in …
Should you consolidate your student loans
student loans

Should You Consolidate Your Student Loans?

By College Raptor StaffLast updated on December 22, 2022
Do you have to send in payments to more than one lending institution to repay your student loans? Do you have a huge monthly payment that you are scrambling to scrape up each month? If any of the two scenarios above apply to you, then loan consolidation may be the right choice for you. Take …
Ask yourself these two student debt questions before picking a college
college search

Ask Yourself These 2 Debt Questions When Choosing A College

By College Raptor StaffLast updated on December 22, 2022
When trying to match your financial aid requirements with the college tuition fees, the biggest question you may be faced with is this—Should you accept the maximum financial assistance you are awarded and attend the most expensive college on your list. Or, should you lower your sights and apply to a less expensive college? There …
A close-up shot of a "walk" light.
student loans

Should You Auto-Debit Your Student Loans?

By College Raptor StaffLast updated on December 22, 2022
After you’ve graduated from college, it’s time to deal with two major things—job hunting and repaying those dreaded student loans. Those student loans that you took out in college no longer differ and start to add interest. The sooner you pay your loans off, the better. Paying your loans off faster means paying less interest …

Subscribe to Our Newsletter

Join thousands of students and parents learning about finding the right college, admissions secrets, scholarships, financial aid, and more.