All Student Loans Articles

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student loans

What Are Private Student Loan Interest Rate Discounts?

By College Raptor StaffLast updated on March 24, 2025
While private student loans typically have much higher rates of interest as compared to federal student loans, private lenders often offer a discount on a student loan interest rate if you meet their qualifying criteria. These are some of the private student loan interest rate discounts that you may qualify for: Auto-Debit Student Loan Interest …
student loan interest rates
student loans

The Importance Of Student Loan Interest Rates

By College Raptor StaffLast updated on March 5, 2025
When you take out a student loan, you have to pay it back with interest. Think of interest as the cost of borrowing money. As you’re applying for a student loan—either federal or private—you’ll come across an interest rate. In fact, the interest rate is one of the most important elements of a student loan. …
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student loans

Pros And Cons Of Paying Off Student Loans Early

By College Raptor StaffLast updated on February 25, 2025
If you have the money, (maybe you got a generous birthday gift or a bonus at work), should you use it to pay off your student loan early or should you look into investing it? It’s a good, solid question and one that most new grads ask when they come into some extra money. The first …
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student loans

How To Avoid Taking Out Too Much In Student Loans

By College Raptor StaffLast updated on December 22, 2022
While many college students will graduate with some amount of debt, you should at least consider different ways in which to minimize your potential student loan debt. Here are 8 things you can do to help you reduce the amount you need to borrow towards the cost of college. How To Get Out Of Student …
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student loans

Questions To Ask Yourself Before Deferring Your Loans

By College Raptor StaffLast updated on December 22, 2022
When it comes to managing your student loan payments, deference and forbearance are popular options. But before you decide to defer your loan payments, there are a few things you should learn. About deferring your student loans: Deferring your loan allows you to pause payments temporarily till you manage to get back on your feet. …
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student loans

What is a Cosigner Release and How Does it Work?

By College Raptor StaffLast updated on March 12, 2024
A student loan cosigner release removes a cosigner’s name from your student loan, making you solely responsible for future payments. Not all private lenders offer cosigner release options. Lenders that do offer this option will usually want you to meet certain requirements before approving your application. A student loan cosigner release is a process that …
student loans

Fees Associated With Student Loans

By College Raptor StaffLast updated on December 22, 2022
When taking out a student loan, these two most important factors you need to look at are the interest rate and the repayment terms. However, those are not the ONLY two factors you should be looking at. It is equally important to check out the fees associated with the different types of student loans. These …

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