College Myth: Only Graduating High School Seniors Can Apply for Scholarships

Scholarships aren't just for graduating high school seniors.

Flickr user Michael B.

Each year, about $46 billion of scholarships and grants are awarded by schools and the federal government. An additional $3.3 billion is awarded by private sources. There is a lot of aid out there, but it isn’t all awarded to just the graduating senior.

Myth: only high school seniors can apply for scholarships.

A common misconception is that only graduating seniors can apply to and qualify for college scholarships. That simply is not the case. Students in middle school can apply and qualify for scholarships, college juniors can apply and qualify for scholarships, even graduate students can apply and qualify. Essentially, there is a scholarship for every type of student out there, not just a graduating senior.

Qualifications and requirements greatly depend on the scholarships themselves–some might be limited to high school students, but others will only be available to graduates or even college seniors. Sponsors or founders of scholarships often have a certain intent in mind when creating the financial aid–they might want to help out a specific demographic or encourage students towards a particular field of study.

What are scholarships?

Scholarships are a form of financial aid intended to ease the stress of paying for higher education. College is expensive, and that doesn’t change from one year to another–from high school senior to college freshman, let’s say. Since you pay for college per semester or year, you’ll need to find new sources of aid or funding per semester or year. This means that there are indeed scholarship and grant opportunities available to students of all academic years. Freshmen, sophomores, juniors, and seniors–both in college and high school–can find scholarships aimed towards them.

One reason the myth has come into play is that high school seniors are bombarded with college preparation. They’re in the middle of a big transition and have sat through countless school talks, college campus visits, and sessions with high school counselors or college advisors. Seniors are at the vocal forefront of college payment plans, and by the time freshman year of college is over, most of that preparation material and cheerleading goes away. But never fear, there are scholarships for you out there, we promise.

Your Student Loan, Your Way.

Variable rates from 6.00% - 14.22% APR


How to find scholarships:

So how do you go about your scholarship search? There are a number of ways to find scholarship opportunities that you will qualify for.

  • Scholarship search sites

Looking at sites like Unigo,, or Fastweb are a great way to find niche scholarships. They’ll save you time and open up opportunities you might not have known about before.

  • Talk to advisors / counselors

Whether you’re in high school or already in college, take advantage of one of the best resources in education: the advisors. They’re there to help make things easier for you, keep you on track, and aid where they can. They can put you on the right path to find scholarships you can qualify for.

  • Check-in with your school’s financial aid office

Schools and the federal government offer a majority of all college scholarships–so it would make sense to talk to the school itself, right? Speaking with someone at the financial aid office can be a great way to discover numerous scholarships for you.

It is important, while searching for scholarships, to ensure that you meet every single eligibility requirement. If, for example, the scholarship calls for a 3.5 or higher GPA, at least a 26 on the ACT, and three letters of recommendation, and you have all that but only a 3.2 GPA–don’t bother applying. Scholarships take their qualifications seriously, so don’t waste your valuable time applying for ones you won’t receive.

Want to see what kind of financial aid you could receive from the schools you’re interested in? College Raptor has your back! Enter your info and see financial aid estimates from colleges around the country!


Lender Rates (APR) Eligibility
Citizens logo.
5.99%-16.48%* Variable
4.39%-15.45%* Fixed
Undergraduate and Graduate
Sallie Mae logo.
6.37% - 16.70% Variable
4.50% - 15.49% Fixed
Undergraduate and Graduate
Credibe company logo.
4.98% - 16.85% Variable
4.24% - 16.39% Fixed
Undergraduate and Graduate
Lendkey company logo.
5.98% - 13.74% Variable
3.99% - 12.61% Fixed
Undergraduate and Graduate
Ascent company logo.
6.23% - 16.09% Variable
4.29% - 15.96% Fixed
Undergraduate and Graduate
6.54% - 11.08% Variable
3.95% - 8.01% Fixed
Undergraduate and Graduate
Earnest company logo.
5.62% - 16.85% Variable
4.39% - 16.49% Fixed
Undergraduate and Graduate
6.00% - 14.22% Variable
4.50% - 14.22% Fixed
Undergraduate and Graduate
College Raptor is not a loan lender and does not assume responsibility for suggesting a loan to a user who may not be eligible for it. Rates, terms, conditions, eligibility, approval, and other considerations are the decisions of the lenders and may vary depending on which lender or marketplace the user selects. We urge users to carefully consider and review all loan options and terms before committing to taking out a loan.

Subscribe to Our Newsletter

Join thousands of students and parents learning about finding the right college, admissions secrets, scholarships, financial aid, and more.