Middle Class Affordability Rankings™ - State of New Jersey

Most Affordable Colleges in the state of New Jersey for 2026

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Which colleges are most affordable for New Jersey residents ? The answer may surprise you.
These rankings of the most affordable colleges for New Jersey residents are based on the estimated net price for a "typical" middle class family living in the state of New Jersey.
Note: Net price is the actual cost of the school paid by the student and family, after factoring in merit and grant aid from the college federal programs and work study.The net prices displayed in these rankings are College Raptor's estimates.

“Typical” middle class family values used in the Net Price estimates on this page are:

  • Number of people in family: 4
  • Number of students in college: 1
  • Total income: $80,000
  • Total assets: $50,000
New Jersey
Rank Institution Typical Net Price Sticker Price % Savings Undergraduates Est. Median SAT Acceptance Rate Save
1 Princeton University 5100 75600 0.9325 5,813 1535 0.0462
#1

#1 Middle Class Affordability Rankings

Princeton University
Princeton, NJ

Sticker Price

$75,600

% Savings

93%

Undergraduates

5,813

Est. Median SAT

1,535

Acceptance Rate

4.6 %

2 Saint Peter's University 11700 61600 0.8099 2,101 1070 0.9053
#2

#2 Middle Class Affordability Rankings

Saint Peter's University
Jersey City, NJ

Sticker Price

$61,600

% Savings

81%

Undergraduates

2,101

Est. Median SAT

1,070

Acceptance Rate

90.5 %

3 Centenary University 14800 58300 0.7468 951 965 0.9675
#3

#3 Middle Class Affordability Rankings

Centenary University
Hackettstown, NJ

Sticker Price

$58,300

% Savings

75%

Undergraduates

951

Est. Median SAT

965

Acceptance Rate

96.8 %

4 Fairleigh Dickinson University-Metropolitan Campus 15500 86700 0.8215 7,703 1110 0.9292
#4

#4 Middle Class Affordability Rankings

Fairleigh Dickinson University-Metropolitan Campus
Teaneck, NJ

Sticker Price

$86,700

% Savings

82%

Undergraduates

7,703

Est. Median SAT

1,110

Acceptance Rate

92.9 %

5 Rutgers University-New Brunswick 16900 39000 0.5678 36,588 1367 0.6535
#5

#5 Middle Class Affordability Rankings

Rutgers University-New Brunswick
New Brunswick, NJ

Sticker Price

$39,000

% Savings

57%

Undergraduates

36,588

Est. Median SAT

1,367

Acceptance Rate

65.4 %

6 New Jersey Institute of Technology 17000 32200 0.4719 10,200 1346 0.6507
#6

#6 Middle Class Affordability Rankings

New Jersey Institute of Technology
Newark, NJ

Sticker Price

$32,200

% Savings

47%

Undergraduates

10,200

Est. Median SAT

1,346

Acceptance Rate

65.1 %

7 Bloomfield College of Montclair State University 18000 61700 0.7072 904 860 0.6723
#7

#7 Middle Class Affordability Rankings

Bloomfield College of Montclair State University
Bloomfield, NJ

Sticker Price

$61,700

% Savings

71%

Undergraduates

904

Est. Median SAT

860

Acceptance Rate

67.2 %

8 Stockton University 18400 32200 0.4272 7,565 1135 0.8894
#8

#8 Middle Class Affordability Rankings

Stockton University
Galloway, NJ

Sticker Price

$32,200

% Savings

43%

Undergraduates

7,565

Est. Median SAT

1,135

Acceptance Rate

88.9 %

9 William Paterson University of New Jersey 18700 31100 0.3991 6,546 1153 0.9252
#9

#9 Middle Class Affordability Rankings

William Paterson University of New Jersey
Wayne, NJ

Sticker Price

$31,100

% Savings

40%

Undergraduates

6,546

Est. Median SAT

1,153

Acceptance Rate

92.5 %

10 Caldwell University 19600 59300 0.6696 1,448 1157 0.654
#10

#10 Middle Class Affordability Rankings

Caldwell University
Caldwell, NJ

Sticker Price

$59,300

% Savings

67%

Undergraduates

1,448

Est. Median SAT

1,157

Acceptance Rate

65.4 %

11 Rutgers University-Newark 20200 38000 0.4682 7,417 1214 0.7873
#11

#11 Middle Class Affordability Rankings

Rutgers University-Newark
Newark, NJ

Sticker Price

$38,000

% Savings

47%

Undergraduates

7,417

Est. Median SAT

1,214

Acceptance Rate

78.7 %

12 New Jersey City University 20800 38800 0.4641 4,209 1015 0.8918
#12

#12 Middle Class Affordability Rankings

New Jersey City University
Jersey City, NJ

Sticker Price

$38,800

% Savings

46%

Undergraduates

4,209

Est. Median SAT

1,015

Acceptance Rate

89.2 %

13 Saint Elizabeth University 21100 55700 0.6218 670 990 0.9541
#13

#13 Middle Class Affordability Rankings

Saint Elizabeth University
Morristown, NJ

Sticker Price

$55,700

% Savings

62%

Undergraduates

670

Est. Median SAT

990

Acceptance Rate

95.4 %

14 Georgian Court University 21200 57000 0.6281 1,478 1169 0.7052
#14

#14 Middle Class Affordability Rankings

Georgian Court University
Lakewood, NJ

Sticker Price

$57,000

% Savings

63%

Undergraduates

1,478

Est. Median SAT

1,169

Acceptance Rate

70.5 %

15 Ramapo College of New Jersey 22400 38000 0.4104 5,444 1214 0.7064
#15

#15 Middle Class Affordability Rankings

Ramapo College of New Jersey
Mahwah, NJ

Sticker Price

$38,000

% Savings

41%

Undergraduates

5,444

Est. Median SAT

1,214

Acceptance Rate

70.6 %

16 The College of New Jersey 24100 36800 0.3453 7,435 1248 0.6235
#16

#16 Middle Class Affordability Rankings

The College of New Jersey
Ewing, NJ

Sticker Price

$36,800

% Savings

35%

Undergraduates

7,435

Est. Median SAT

1,248

Acceptance Rate

62.4 %

17 Fairleigh Dickinson University-Florham Campus 25900 79400 0.674 1,997 1160 0.9526
#17

#17 Middle Class Affordability Rankings

Fairleigh Dickinson University-Florham Campus
Madison, NJ

Sticker Price

$79,400

% Savings

67%

Undergraduates

1,997

Est. Median SAT

1,160

Acceptance Rate

95.3 %

18 Rider University 26900 57500 0.5325 3,196 1214 0.794
#18

#18 Middle Class Affordability Rankings

Rider University
Lawrenceville, NJ

Sticker Price

$57,500

% Savings

53%

Undergraduates

3,196

Est. Median SAT

1,214

Acceptance Rate

79.4 %

19 Seton Hall University 27300 66800 0.5916 6,146 1313 0.7326
#19

#19 Middle Class Affordability Rankings

Seton Hall University
South Orange, NJ

Sticker Price

$66,800

% Savings

59%

Undergraduates

6,146

Est. Median SAT

1,313

Acceptance Rate

73.3 %

20 Montclair State University 28900 36300 0.204 18,712 1058 0.8789
#20

#20 Middle Class Affordability Rankings

Montclair State University
Montclair, NJ

Sticker Price

$36,300

% Savings

20%

Undergraduates

18,712

Est. Median SAT

1,058

Acceptance Rate

87.9 %

21 Kean University 31100 39600 0.2147 11,758 1035 0.759
#21

#21 Middle Class Affordability Rankings

Kean University
Union, NJ

Sticker Price

$39,600

% Savings

21%

Undergraduates

11,758

Est. Median SAT

1,035

Acceptance Rate

75.9 %

22 Rowan University 32700 41700 0.2144 16,199 1214 0.783
#22

#22 Middle Class Affordability Rankings

Rowan University
Glassboro, NJ

Sticker Price

$41,700

% Savings

21%

Undergraduates

16,199

Est. Median SAT

1,214

Acceptance Rate

78.3 %

23 Rutgers University-Camden 34500 38000 0.0928 3,922 1153 0.7775
#23

#23 Middle Class Affordability Rankings

Rutgers University-Camden
Camden, NJ

Sticker Price

$38,000

% Savings

9%

Undergraduates

3,922

Est. Median SAT

1,153

Acceptance Rate

77.8 %

24 Drew University 34800 63400 0.4513 1,611 1226 0.6783
#24

#24 Middle Class Affordability Rankings

Drew University
Madison, NJ

Sticker Price

$63,400

% Savings

45%

Undergraduates

1,611

Est. Median SAT

1,226

Acceptance Rate

67.8 %

25 Stevens Institute of Technology 41100 84800 0.5151 4,236 1445 0.4758
#25

#25 Middle Class Affordability Rankings

Stevens Institute of Technology
Hoboken, NJ

Sticker Price

$84,800

% Savings

52%

Undergraduates

4,236

Est. Median SAT

1,445

Acceptance Rate

47.6 %

26 Felician University 41800 57700 0.2756 1,870 1005 0.9511
#26

#26 Middle Class Affordability Rankings

Felician University
Lodi, NJ

Sticker Price

$57,700

% Savings

28%

Undergraduates

1,870

Est. Median SAT

1,005

Acceptance Rate

95.1 %

27 Monmouth University 48100 66900 0.2799 3,710 1235 0.8902
#27

#27 Middle Class Affordability Rankings

Monmouth University
West Long Branch, NJ

Sticker Price

$66,900

% Savings

28%

Undergraduates

3,710

Est. Median SAT

1,235

Acceptance Rate

89.0 %

School data is from 2022–2023 (top 500 results shown) for schools with at least 100 undergraduate students.

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