Middle Class Affordability Rankings™ - State of New Jersey

Most Affordable Colleges in the state of New Jersey for 2026

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Which colleges are most affordable for New Jersey residents ? The answer may surprise you.
These rankings of the most affordable colleges for New Jersey residents are based on the estimated net price for a "typical" middle class family living in the state of New Jersey.
Note: Net price is the actual cost of the school paid by the student and family, after factoring in merit and grant aid from the college federal programs and work study.The net prices displayed in these rankings are College Raptor's estimates.

“Typical” middle class family values used in the Net Price estimates on this page are:

Number of people in family: 4
Number of students in college: 1
Total income: $80,000
Total assets: $50,000

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New Jersey

Rank	Institution	Typical Net Price	Sticker Price	% Savings	Undergraduates	Est. Median SAT	Acceptance Rate	Save
1	Princeton University	3500	75600	0.9536	5,813	1535	0.0462	#1 #1 Middle Class Affordability Rankings Princeton University Princeton, NJ Typical Net Price $3,500 • Sign in to see your Estimated Net Price Sticker Price $75,600 % Savings 95% Undergraduates 5,813 Est. Median SAT 1,535 Acceptance Rate 4.6 %
2	Rutgers University-New Brunswick	17400	39000	0.5531	37,985	1390	0.5815	#2 #2 Middle Class Affordability Rankings Rutgers University-New Brunswick New Brunswick, NJ Typical Net Price $17,400 • Sign in to see your Estimated Net Price Sticker Price $39,000 % Savings 55% Undergraduates 37,985 Est. Median SAT 1,390 Acceptance Rate 58.2 %
3	Rutgers University-Newark	20100	38000	0.4709	7,989	1159	0.7136	#3 #3 Middle Class Affordability Rankings Rutgers University-Newark Newark, NJ Typical Net Price $20,100 • Sign in to see your Estimated Net Price Sticker Price $38,000 % Savings 47% Undergraduates 7,989 Est. Median SAT 1,159 Acceptance Rate 71.4 %
4	Saint Peter's University	21200	61600	0.6557	2,263	1070	0.903	#4 #4 Middle Class Affordability Rankings Saint Peter's University Jersey City, NJ Typical Net Price $21,200 • Sign in to see your Estimated Net Price Sticker Price $61,600 % Savings 66% Undergraduates 2,263 Est. Median SAT 1,070 Acceptance Rate 90.3 %
5	New Jersey City University	21400	38800	0.4487	3,871	1015	0.9838	#5 #5 Middle Class Affordability Rankings New Jersey City University Jersey City, NJ Typical Net Price $21,400 • Sign in to see your Estimated Net Price Sticker Price $38,800 % Savings 45% Undergraduates 3,871 Est. Median SAT 1,015 Acceptance Rate 98.4 %
6	Georgian Court University	21900	57000	0.6158	1,616	1155	0.7884	#6 #6 Middle Class Affordability Rankings Georgian Court University Lakewood, NJ Typical Net Price $21,900 • Sign in to see your Estimated Net Price Sticker Price $57,000 % Savings 62% Undergraduates 1,616 Est. Median SAT 1,155 Acceptance Rate 78.8 %
7	Fairleigh Dickinson University-Metropolitan Campus	23000	67400	0.6592	5,690	1055	0.9071	#7 #7 Middle Class Affordability Rankings Fairleigh Dickinson University-Metropolitan Campus Teaneck, NJ Typical Net Price $23,000 • Sign in to see your Estimated Net Price Sticker Price $67,400 % Savings 66% Undergraduates 5,690 Est. Median SAT 1,055 Acceptance Rate 90.7 %
8	Saint Elizabeth University	23200	55700	0.584	560	990	0.7103	#8 #8 Middle Class Affordability Rankings Saint Elizabeth University Morristown, NJ Typical Net Price $23,200 • Sign in to see your Estimated Net Price Sticker Price $55,700 % Savings 58% Undergraduates 560 Est. Median SAT 990 Acceptance Rate 71.0 %
9	Centenary University	24200	58300	0.5854	936	1070	0.8308	#9 #9 Middle Class Affordability Rankings Centenary University Hackettstown, NJ Typical Net Price $24,200 • Sign in to see your Estimated Net Price Sticker Price $58,300 % Savings 59% Undergraduates 936 Est. Median SAT 1,070 Acceptance Rate 83.1 %
10	Stockton University	24400	32200	0.2406	7,565	1135	0.8894	#10 #10 Middle Class Affordability Rankings Stockton University Galloway, NJ Typical Net Price $24,400 • Sign in to see your Estimated Net Price Sticker Price $32,200 % Savings 24% Undergraduates 7,565 Est. Median SAT 1,135 Acceptance Rate 88.9 %
11	New Jersey Institute of Technology	25400	30600	0.17	10,200	1325	0.6507	#11 #11 Middle Class Affordability Rankings New Jersey Institute of Technology Newark, NJ Typical Net Price $25,400 • Sign in to see your Estimated Net Price Sticker Price $30,600 % Savings 17% Undergraduates 10,200 Est. Median SAT 1,325 Acceptance Rate 65.1 %
12	William Paterson University of New Jersey	27100	31100	0.1288	6,647	1153	0.9008	#12 #12 Middle Class Affordability Rankings William Paterson University of New Jersey Wayne, NJ Typical Net Price $27,100 • Sign in to see your Estimated Net Price Sticker Price $31,100 % Savings 13% Undergraduates 6,647 Est. Median SAT 1,153 Acceptance Rate 90.1 %
13	Fairleigh Dickinson University-Florham Campus	27500	69300	0.603	2,012	1174	0.9519	#13 #13 Middle Class Affordability Rankings Fairleigh Dickinson University-Florham Campus Madison, NJ Typical Net Price $27,500 • Sign in to see your Estimated Net Price Sticker Price $69,300 % Savings 60% Undergraduates 2,012 Est. Median SAT 1,174 Acceptance Rate 95.2 %
14	Ramapo College of New Jersey	28300	36300	0.2208	5,444	1220	0.7064	#14 #14 Middle Class Affordability Rankings Ramapo College of New Jersey Mahwah, NJ Typical Net Price $28,300 • Sign in to see your Estimated Net Price Sticker Price $36,300 % Savings 22% Undergraduates 5,444 Est. Median SAT 1,220 Acceptance Rate 70.6 %
15	Montclair State University	28700	36300	0.2095	18,712	1058	0.8789	#15 #15 Middle Class Affordability Rankings Montclair State University Montclair, NJ Typical Net Price $28,700 • Sign in to see your Estimated Net Price Sticker Price $36,300 % Savings 21% Undergraduates 18,712 Est. Median SAT 1,058 Acceptance Rate 87.9 %
16	The College of New Jersey	29300	38500	0.2371	7,435	1248	0.6229	#16 #16 Middle Class Affordability Rankings The College of New Jersey Ewing, NJ Typical Net Price $29,300 • Sign in to see your Estimated Net Price Sticker Price $38,500 % Savings 24% Undergraduates 7,435 Est. Median SAT 1,248 Acceptance Rate 62.3 %
17	Kean University	30900	39500	0.2178	11,758	1040	0.759	#17 #17 Middle Class Affordability Rankings Kean University Union, NJ Typical Net Price $30,900 • Sign in to see your Estimated Net Price Sticker Price $39,500 % Savings 22% Undergraduates 11,758 Est. Median SAT 1,040 Acceptance Rate 75.9 %
18	Rider University	31300	57500	0.456	3,145	1233	0.7864	#18 #18 Middle Class Affordability Rankings Rider University Lawrenceville, NJ Typical Net Price $31,300 • Sign in to see your Estimated Net Price Sticker Price $57,500 % Savings 46% Undergraduates 3,145 Est. Median SAT 1,233 Acceptance Rate 78.6 %
19	Rowan University	32600	41300	0.2115	16,100	1219	0.7766	#19 #19 Middle Class Affordability Rankings Rowan University Glassboro, NJ Typical Net Price $32,600 • Sign in to see your Estimated Net Price Sticker Price $41,300 % Savings 21% Undergraduates 16,100 Est. Median SAT 1,219 Acceptance Rate 77.7 %
20	Caldwell University	33500	59300	0.4352	1,617	1245	0.7134	#20 #20 Middle Class Affordability Rankings Caldwell University Caldwell, NJ Typical Net Price $33,500 • Sign in to see your Estimated Net Price Sticker Price $59,300 % Savings 44% Undergraduates 1,617 Est. Median SAT 1,245 Acceptance Rate 71.3 %
21	Bloomfield College of Montclair State University	34100	38500	0.1145	799	865	0.6974	#21 #21 Middle Class Affordability Rankings Bloomfield College of Montclair State University Bloomfield, NJ Typical Net Price $34,100 • Sign in to see your Estimated Net Price Sticker Price $38,500 % Savings 11% Undergraduates 799 Est. Median SAT 865 Acceptance Rate 69.7 %
22	Seton Hall University	34500	66800	0.4838	6,146	1313	0.7326	#22 #22 Middle Class Affordability Rankings Seton Hall University South Orange, NJ Typical Net Price $34,500 • Sign in to see your Estimated Net Price Sticker Price $66,800 % Savings 48% Undergraduates 6,146 Est. Median SAT 1,313 Acceptance Rate 73.3 %
23	Drew University	34800	63400	0.4513	1,626	1226	0.6783	#23 #23 Middle Class Affordability Rankings Drew University Madison, NJ Typical Net Price $34,800 • Sign in to see your Estimated Net Price Sticker Price $63,400 % Savings 45% Undergraduates 1,626 Est. Median SAT 1,226 Acceptance Rate 67.8 %
24	Rutgers University-Camden	34900	38000	0.0822	3,857	1168	0.6629	#24 #24 Middle Class Affordability Rankings Rutgers University-Camden Camden, NJ Typical Net Price $34,900 • Sign in to see your Estimated Net Price Sticker Price $38,000 % Savings 8% Undergraduates 3,857 Est. Median SAT 1,168 Acceptance Rate 66.3 %
25	Stevens Institute of Technology	42800	85400	0.4989	4,236	1445	0.4758	#25 #25 Middle Class Affordability Rankings Stevens Institute of Technology Hoboken, NJ Typical Net Price $42,800 • Sign in to see your Estimated Net Price Sticker Price $85,400 % Savings 50% Undergraduates 4,236 Est. Median SAT 1,445 Acceptance Rate 47.6 %
26	Felician University	45000	57700	0.2201	1,870	1020	0.9401	#26 #26 Middle Class Affordability Rankings Felician University Lodi, NJ Typical Net Price $45,000 • Sign in to see your Estimated Net Price Sticker Price $57,700 % Savings 22% Undergraduates 1,870 Est. Median SAT 1,020 Acceptance Rate 94.0 %
27	Monmouth University	47900	63500	0.246	3,710	1235	0.8902	#27 #27 Middle Class Affordability Rankings Monmouth University West Long Branch, NJ Typical Net Price $47,900 • Sign in to see your Estimated Net Price Sticker Price $63,500 % Savings 25% Undergraduates 3,710 Est. Median SAT 1,235 Acceptance Rate 89.0 %