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Middle Class Affordability Rankings™ - State of Tennessee

Most Affordable Colleges in Tennessee for 2027

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Which colleges are most affordable for Tennessee residents ? The answer may surprise you.
These rankings of the most affordable colleges for Tennessee residents are based on the estimated net price for a "typical" middle class family living in the state of Tennessee.
Note: Net price is the actual cost of the school paid by the student and family, after factoring in merit and grant aid from the college federal programs and work study.The net prices displayed in these rankings are College Raptor's estimates.

“Typical” middle class family values used in the Net Price estimates on this page are:

  • Number of people in family: 4
  • Number of students in college: 1
  • Total income: $80,000
  • Total assets: $50,000
Tennessee
Rank Institution Typical Net Price Sticker Price % Savings Undergraduates Est. Median SAT Acceptance Rate Save
1 Le Moyne-Owen College 7000 19700 0.6454 659 865 0.9923
#1

#1 Middle Class Affordability Rankings

Le Moyne-Owen College
Memphis, TN

Sticker Price

$19,700

% Savings

65%

Undergraduates

659

Est. Median SAT

865

Acceptance Rate

99.2 %

2 Vanderbilt University 8000 97600 0.9184 7,221 1527 0.0586
#2

#2 Middle Class Affordability Rankings

Vanderbilt University
Nashville, TN

Sticker Price

$97,600

% Savings

92%

Undergraduates

7,221

Est. Median SAT

1,527

Acceptance Rate

5.9 %

3 Lane College 10000 35300 0.7156 738 865 1
#3

#3 Middle Class Affordability Rankings

Lane College
Jackson, TN

Sticker Price

$35,300

% Savings

72%

Undergraduates

738

Est. Median SAT

865

Acceptance Rate

100.0 %

4 The University of Tennessee-Martin 10800 24800 0.5659 7,393 1125 0.8968
#4

#4 Middle Class Affordability Rankings

The University of Tennessee-Martin
Martin, TN

Sticker Price

$24,800

% Savings

57%

Undergraduates

7,393

Est. Median SAT

1,125

Acceptance Rate

89.7 %

5 Tennessee Wesleyan University 12100 43800 0.7235 918 1075 0.6885
#5

#5 Middle Class Affordability Rankings

Tennessee Wesleyan University
Athens, TN

Sticker Price

$43,800

% Savings

72%

Undergraduates

918

Est. Median SAT

1,075

Acceptance Rate

68.9 %

6 Baptist Health Sciences University 14100 26000 0.4577 782 1020 0.8202
#6

#6 Middle Class Affordability Rankings

Baptist Health Sciences University
Memphis, TN

Sticker Price

$26,000

% Savings

46%

Undergraduates

782

Est. Median SAT

1,020

Acceptance Rate

82.0 %

7 University of Memphis 14700 26400 0.4441 15,538 1080 0.7878
#7

#7 Middle Class Affordability Rankings

University of Memphis
Memphis, TN

Sticker Price

$26,400

% Savings

44%

Undergraduates

15,538

Est. Median SAT

1,080

Acceptance Rate

78.8 %

8 The University of Tennessee-Chattanooga 14800 25800 0.4235 10,396 1125 0.7162
#8

#8 Middle Class Affordability Rankings

The University of Tennessee-Chattanooga
Chattanooga, TN

Sticker Price

$25,800

% Savings

42%

Undergraduates

10,396

Est. Median SAT

1,125

Acceptance Rate

71.6 %

9 Austin Peay State University 16100 31400 0.489 9,593 1075 0.9691
#9

#9 Middle Class Affordability Rankings

Austin Peay State University
Clarksville, TN

Sticker Price

$31,400

% Savings

49%

Undergraduates

9,593

Est. Median SAT

1,075

Acceptance Rate

96.9 %

10 Tennessee State University 16600 55900 0.7031 4,221 990 0.8463
#10

#10 Middle Class Affordability Rankings

Tennessee State University
Nashville, TN

Sticker Price

$55,900

% Savings

70%

Undergraduates

4,221

Est. Median SAT

990

Acceptance Rate

84.6 %

11 The University of Tennessee Southern 16700 28100 0.4044 1,012 1075 0.8671
#11

#11 Middle Class Affordability Rankings

The University of Tennessee Southern
Pulaski, TN

Sticker Price

$28,100

% Savings

40%

Undergraduates

1,012

Est. Median SAT

1,075

Acceptance Rate

86.7 %

12 Bethel University 16900 48700 0.654 2,674 970 0.6023
#12

#12 Middle Class Affordability Rankings

Bethel University
McKenzie, TN

Sticker Price

$48,700

% Savings

65%

Undergraduates

2,674

Est. Median SAT

970

Acceptance Rate

60.2 %

13 Johnson University 17300 31300 0.4488 773 1095 0.5967
#13

#13 Middle Class Affordability Rankings

Johnson University
Knoxville, TN

Sticker Price

$31,300

% Savings

45%

Undergraduates

773

Est. Median SAT

1,095

Acceptance Rate

59.7 %

14 East Tennessee State University 17600 28400 0.3822 10,829 1124 0.8619
#14

#14 Middle Class Affordability Rankings

East Tennessee State University
Johnson City, TN

Sticker Price

$28,400

% Savings

38%

Undergraduates

10,829

Est. Median SAT

1,124

Acceptance Rate

86.2 %

15 Carson-Newman University 18100 51300 0.6463 1,912 1075 0.6381
#15

#15 Middle Class Affordability Rankings

Carson-Newman University
Jefferson City, TN

Sticker Price

$51,300

% Savings

65%

Undergraduates

1,912

Est. Median SAT

1,075

Acceptance Rate

63.8 %

16 Middle Tennessee State University 18300 29100 0.371 18,042 1140 0.6909
#16

#16 Middle Class Affordability Rankings

Middle Tennessee State University
Murfreesboro, TN

Sticker Price

$29,100

% Savings

37%

Undergraduates

18,042

Est. Median SAT

1,140

Acceptance Rate

69.1 %

17 Lee University 18400 39200 0.5307 3,425 1154 0.7138
#17

#17 Middle Class Affordability Rankings

Lee University
Cleveland, TN

Sticker Price

$39,200

% Savings

53%

Undergraduates

3,425

Est. Median SAT

1,154

Acceptance Rate

71.4 %

18 Cumberland University 18900 47500 0.6015 2,745 1055 0.6733
#18

#18 Middle Class Affordability Rankings

Cumberland University
Lebanon, TN

Sticker Price

$47,500

% Savings

60%

Undergraduates

2,745

Est. Median SAT

1,055

Acceptance Rate

67.3 %

19 Lincoln Memorial University 21300 44300 0.5201 1,731 1085 0.6259
#19

#19 Middle Class Affordability Rankings

Lincoln Memorial University
Harrogate, TN

Sticker Price

$44,300

% Savings

52%

Undergraduates

1,731

Est. Median SAT

1,085

Acceptance Rate

62.6 %

20 Bryan College-Dayton 21400 36000 0.405 1,565 1085 1
#20

#20 Middle Class Affordability Rankings

Bryan College-Dayton
Dayton, TN

Sticker Price

$36,000

% Savings

41%

Undergraduates

1,565

Est. Median SAT

1,085

Acceptance Rate

100.0 %

21 Freed-Hardeman University 22000 34500 0.3607 1,873 1120 0.5968
#21

#21 Middle Class Affordability Rankings

Freed-Hardeman University
Henderson, TN

Sticker Price

$34,500

% Savings

36%

Undergraduates

1,873

Est. Median SAT

1,120

Acceptance Rate

59.7 %

22 King University 22500 54800 0.5889 998 1075 0.9924
#22

#22 Middle Class Affordability Rankings

King University
Bristol, TN

Sticker Price

$54,800

% Savings

59%

Undergraduates

998

Est. Median SAT

1,075

Acceptance Rate

99.2 %

23 Maryville College 24200 58400 0.5864 1,144 1140 0.6885
#23

#23 Middle Class Affordability Rankings

Maryville College
Maryville, TN

Sticker Price

$58,400

% Savings

59%

Undergraduates

1,144

Est. Median SAT

1,140

Acceptance Rate

68.9 %

24 Tennessee Technological University 24600 33700 0.2693 9,187 1163 0.7613
#24

#24 Middle Class Affordability Rankings

Tennessee Technological University
Cookeville, TN

Sticker Price

$33,700

% Savings

27%

Undergraduates

9,187

Est. Median SAT

1,163

Acceptance Rate

76.1 %

25 The University of the South 25100 76700 0.6729 1,590 1324 0.5642
#25

#25 Middle Class Affordability Rankings

The University of the South
Sewanee, TN

Sticker Price

$76,700

% Savings

67%

Undergraduates

1,590

Est. Median SAT

1,324

Acceptance Rate

56.4 %

26 Christian Brothers University 25700 57600 0.5545 1,155 1110 0.867
#26

#26 Middle Class Affordability Rankings

Christian Brothers University
Memphis, TN

Sticker Price

$57,600

% Savings

55%

Undergraduates

1,155

Est. Median SAT

1,110

Acceptance Rate

86.7 %

26 Welch College 25700 59400 0.5671 350 1069 1
#26

#26 Middle Class Affordability Rankings

Welch College
Gallatin, TN

Sticker Price

$59,400

% Savings

57%

Undergraduates

350

Est. Median SAT

1,069

Acceptance Rate

100.0 %

28 Trevecca Nazarene University 25800 50900 0.4927 1,961 1099 0.7512
#28

#28 Middle Class Affordability Rankings

Trevecca Nazarene University
Nashville, TN

Sticker Price

$50,900

% Savings

49%

Undergraduates

1,961

Est. Median SAT

1,099

Acceptance Rate

75.1 %

29 Lipscomb University 26300 70000 0.6239 3,327 1214 0.6774
#29

#29 Middle Class Affordability Rankings

Lipscomb University
Nashville, TN

Sticker Price

$70,000

% Savings

62%

Undergraduates

3,327

Est. Median SAT

1,214

Acceptance Rate

67.7 %

30 Milligan University 29100 56400 0.4846 867 1200 0.7229
#30

#30 Middle Class Affordability Rankings

Milligan University
Milligan, TN

Sticker Price

$56,400

% Savings

48%

Undergraduates

867

Est. Median SAT

1,200

Acceptance Rate

72.3 %

31 Southern Adventist University 30700 49000 0.3746 2,946 1142 0.7163
#31

#31 Middle Class Affordability Rankings

Southern Adventist University
Collegedale, TN

Sticker Price

$49,000

% Savings

37%

Undergraduates

2,946

Est. Median SAT

1,142

Acceptance Rate

71.6 %

32 Belmont University 33200 72300 0.5412 7,174 1273 0.9367
#32

#32 Middle Class Affordability Rankings

Belmont University
Nashville, TN

Sticker Price

$72,300

% Savings

54%

Undergraduates

7,174

Est. Median SAT

1,273

Acceptance Rate

93.7 %

32 Rhodes College 33200 68500 0.5154 1,739 1387 0.5151
#32

#32 Middle Class Affordability Rankings

Rhodes College
Memphis, TN

Sticker Price

$68,500

% Savings

52%

Undergraduates

1,739

Est. Median SAT

1,387

Acceptance Rate

51.5 %

34 The University of Tennessee-Knoxville 33900 35300 0.0407 32,041 1324 0.4358
#34

#34 Middle Class Affordability Rankings

The University of Tennessee-Knoxville
Knoxville, TN

Sticker Price

$35,300

% Savings

4%

Undergraduates

32,041

Est. Median SAT

1,324

Acceptance Rate

43.6 %

35 Union University 35000 66000 0.4704 1,856 1242 0.5857
#35

#35 Middle Class Affordability Rankings

Union University
Jackson, TN

Sticker Price

$66,000

% Savings

47%

Undergraduates

1,856

Est. Median SAT

1,242

Acceptance Rate

58.6 %

36 Fisk University 35900 65000 0.4473 1,035 1174 0.3742
#36

#36 Middle Class Affordability Rankings

Fisk University
Nashville, TN

Sticker Price

$65,000

% Savings

45%

Undergraduates

1,035

Est. Median SAT

1,174

Acceptance Rate

37.4 %

37 Tusculum University 36700 53300 0.311 940 1020 0.7217
#37

#37 Middle Class Affordability Rankings

Tusculum University
Greeneville, TN

Sticker Price

$53,300

% Savings

31%

Undergraduates

940

Est. Median SAT

1,020

Acceptance Rate

72.2 %

School data is from 2023–2024 (top 500 results shown) for schools with at least 100 undergraduate students.

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