All Student Loans Articles

How do you start looking for student loans
student loans

How Do I Begin Looking for Student Loans?

Most students find that they need to utilize multiple funding sources to pay for their college tuition. Fortunately, there are several avenues you can explore when you are looking for student loans. Start by listing your personal savings and family contributions. While this may not be enough to cover the total cost of college tuition, …
A person holding a pen against paper.
student loans

What Does “Co-Signing” a Loan Mean?

When applying for a student loan, many lenders ask students to have a co-signer for co-signing a loan. What is a co-signer? A co-signer shares the responsibility with the student to ensure timely repayments. Essentially, if the student who is taking out the loan can not—for whatever reason—repay, it’s up to the co-signer to do …
Understand student loans and pay off your debt faster
student loans

New Year Resolution: Understand Student Loans

A new year almost always means new goals and resolutions for many students and former students. Along with getting healthier, one of the top New Year’s resolutions is to pay off debt and save money. Student loans account for a large amount of debt for many people. Getting them paid off can be an overwhelming …
How do you consolidate a loan?
student loans

How do I Consolidate a Loan?

Understanding various ways that you can make the college loan process easier on yourself is important knowledge to have going into school. A majority of prospective college students will need some source of financial help, and if you’re included in this chunk of the population and don’t opt to apply for scholarships, odds are you’ll …
Is it better to get a fixed or variable student loan
student loans

The Difference Between a Variable Rate and a Fixed Rate

There are a lot of questions students ask before taking loans to pay for college. For those who need a private student loan, one such consideration is: “Should I choose a fixed rate or variable interest rates”? In order to know what’s right for you, you’ll have to compare the two types of interest rates …
Here are some questions to ask your private student loan lender
student loans

Questions You Should Ask Your Private Student Loan Lender

College is pricey, which means students are looking for ways to pay for their college education. Student loans are one of many ways to pay for college—but unlike gift aid, loans have to be paid back. A private loan should only be considered after you’ve fully exhausted scholarships, grants, and federal aid programs. Even then, …
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student loans

How to Improve Your Credit Score for Your Student Loans

If you’re relying on student loans to fund your college education, it’s important to take steps to improve your credit score. It’s never too early to get started with building credit. Building strong credit takes time. It is not an overnight undertaking. It takes months and years. The sooner you start, the more time you …
There are consequences for defaulting on student loans
student loans

Dangers of Defaulting on Student Loans

Taking out student loans means eventually paying them back. Failing to make your loan payments on time can result in some pretty hefty consequences. When getting your loan, the lender sets legal terms that you sign for in a document. You also agreed to a schedule of paying back the loan. This document, the promissory …
Be careful not to make these three student loan mistakes
student loans

Avoid These 3 Big Student Loan Mistakes!

Obtaining student loans is one of the biggest and most expensive decisions you will ever make in your lifetime, and it is up there with purchasing a car or a house. It’s important to understand what you’re getting into, agreeing to, and what is expected of you in the years to come. Here are three …
Five dollar bill slightly cramped.
student loans

How Do I Refinance a Student Loan?

Emanuel Lasker, a chess world champion, thought of as one of the greatest of the game’s players, was once asked what basic advice he would give to beginning chess players. “When you see a good move,” Lasker replied, “look for a better one”. Even if you don’t play chess, Lasker’s advice applies to a variety …