All Student Loans Articles

Read the fine print! Here's what you need to know about the Stafford Loan.
student loans

Q&A: Can You Switch Lenders Before Closing?

By College Raptor StaffLast updated on January 24, 2023
Many borrowers have problems with their lender’s customer service or lack of it during the loan term. It’s not uncommon for them to ask ‘Can you switch lenders before closing your student loans?’ The answer to this question is yes you can switch loan servicers/lenders before closing either federal or private student loans. But there …
Man and woman shaking hands during Penn State Fall Career Days Fair.
student loans

Companies That Help Pay Student Loans

By Hilary CairnsLast updated on January 24, 2023
As your college graduation draws near, you may wonder, how will I pay off these student loans? There’s no doubt that college is expensive and while scholarships and grant aid can help, many students are required to take out loans to bridge the gap. Thankfully, you may not be alone in paying it back. Some …
A stack of bills with a graduation cap sitting on top.
student loans

4 “Don’t Miss Dates” For Student Loan Forgiveness

By College Raptor StaffLast updated on January 24, 2023
Student loan forgiveness has been on everyone’s mind since President Biden took office. Borrowers across the country finally got their wish when President Biden announced his long-awaited student loan forgiveness plan on August 24, 2020. The plan will forgive up to $20,000 in federal student loans for millions of middle-income to low-income borrowers. Borrowers who …
College student with money
scholarships, student loans

State Grants for California Students

By College Raptor StaffLast updated on July 28, 2023
California has several college grants and financial aid programs for its students and parents. Here’s a list of some of them to get you started. California College Grants Cal Grant These California grants (which do not have to be repaid) are for students who are going after an undergraduate degree, attending a vocational school or …
student loans

5 Student Loan Apps For Paying Off Debt Faster

By College Raptor StaffLast updated on January 24, 2023
On average, student loan borrowers take about 20 years to pay off their loans. Living with debt hanging over your head for so long can be incredibly stressful. It also hampers your ability to spend your hard-earned money on fun things. Paying off student loans earlier rather than later can be a huge relief. As …
Dollar bills stacked on the corner of a laptop.
student loans

Types of Graduate Student Loans

By College Raptor StaffLast updated on December 22, 2022
Graduate student loans are loans offered to students who have completed their undergraduate degree and are going to graduate school. The funds cover all the costs a grad student incurs in obtaining an advanced degree. This includes tuition, books, fees, room and board, school supplies, and personal expenses.   There are two types of graduate …
Dollar bills stacked on the corner of a laptop.
student loans

Can you get a student loan before enrolling in college?

By College Raptor StaffLast updated on March 1, 2023
In short, yes, you can apply and secure funds for a student loan before enrolling into college. But you will not receive the funds until you start school. It’s important to know all the facts about student loans before you go to college. There are multiple loan types that have different interest rates, payback options, …
The Public Service Loan Forgiveness program is getting a temporary extension.
student loans

Changes To The Public Service Loan Forgiveness Program

By College Raptor StaffLast updated on January 24, 2023
On October 6, 2021, the Education Department announced several changes to the Public Service Loan Forgiveness (PSLF) program. This should come as a relief to thousands of federal student loan borrowers. The changes will help qualified borrowers get relief earlier than they had hoped. Qualified borrowers include nonprofit employees and public servants such as government …