All Student Loans Articles

Jagged road sign - like a windy road, a variable interest rate can twist and turn
student loans

How To Choose Between a Fixed And Variable Interest Rate

By College Raptor StaffLast updated on December 22, 2022
As you research private student loans, you’ll come across the terms: fixed interest rate and variable interest rate. But what exactly does that mean? How do you choose between them? The Difference Between Fixed and Variable Interest Rates With a variable rate loan, the interest rate will change regularly depending on the market conditions. They …
A twist ice cream cone is the best of two flavors, kind of like a hybrid loan
student loans

What You Need To Know About Hybrid Loans for College

By College Raptor StaffLast updated on December 22, 2022
When you apply for a student loan, most lenders will offer you the option to choose between a variable or fixed student loan interest rate. Some lenders also offer a third option – hybrid interest rate. A hybrid loan offers a combination of features. That means combining the pros and cons of fixed interest rates …
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student loans

5 Things You Need To Know About ISL Education Lending

By College Raptor StaffLast updated on December 22, 2022
After exhausting all scholarship and other financial aid opportunities, many students require a private student loan to cover the rest of their college costs. ISL Education Lending is committed to helping students and families obtain that funding, making it a great option for any student! ISL offers two types of loans – Partnership Loan and …
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student loans

6 Things You Need To Know About LendKey Student Loans

By College Raptor StaffLast updated on December 22, 2022
After you’ve maximized federal and institutional financial aid, grants, and scholarships, it’s time to start exploring private student loans. Make sure to shop around and look for the best deal possible before borrowing money from a private lender. Of course, with dozens of lenders with different eligibility criteria, rates, and repayment terms, shopping around is …
A college student sitting on steps while talking on the phone and typing on her laptop.
student loans

9 Things You Need To Know About Ascent Student Loans

By College Raptor StaffLast updated on April 1, 2024
There are a number of key parts that factor into a loan: eligibility criteria, repayment options, student loan interest rates, and perhaps most importantly—the lender. You’ll come across many lenders in your search for a loan. One you should definitely consider is Ascent. Here are a few things you should know about Ascent so you can …
A graduating student looking over their shoulder.
student loans

6 Things You Need to Know About Earnest Student Loan Refinance

By Hilary CairnsLast updated on January 25, 2024
Advertising Disclosure: At no extra cost to you, College Raptor may earn a commission for purchases using our links. Learn more. When it comes to student loan refinance, there are a number of options to choose from. Earnest is one such lender, and it may be a good choice for you. Available to both undergraduates …
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student loans

4 Things You Need to Know about Credible Student Loans

By Hilary CairnsLast updated on December 22, 2022
If you’re looking to take out a student loan to pay for college, you’ll definitely want to check out Credible. Their website helps you find private student loans by comparing the different interest rates, repayment plans, and more through their simple-to-use application. Before you use their service though, here are four things you need to …