Student Loans

How To Discharge A Federal Student Loan

student loans

When you take out federal student loans, your debt does not go away until you have the paid off all loans in their entirety. If you are struggling to make your monthly payments, there are forbearance and deferment programs available that help defer the payments for up to three years but at the end of …

How to Get Out of Student Loan Delinquency

student loans

It’s the stuff of college student nightmares. What do you do if you just do not have the money to make your monthly student loan payments? Missing payments for 270 days will result in loan delinquency, which will only make matters worse. These two tips will help you tackle your student loan delinquency and keep …

How Adverse Credit Affects Federal Student Loans

student loans

When it comes to student loans (or loans of any sort, really), credit history plays a large role. Many college-bound students won’t have a significant credit history, and will require a co-signer in order for lenders to loan them money. However, there are certain federal student loans that are geared more towards parents. Direct PLUS …