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There are many things you can do to help yourself make smart decisions regarding student loans. We have a variety of articles that you can take a look at, as well as a Student Loan Finder to use when you’ve exhausted your federal aid options.

One thing to keep in mind is that you do not want to accumulate too much debt that will take a long time to pay off. A great way to be conscious of this is to work on taking no more debt than what you anticipate your first year’s salary to be after college.

Being conscious of your expected initial salary in regards to your expected amount of debt is important. Your goal should be to pay off your debt in ten years, and keeping your debt lower than that starting salary will help you reach this goal. If a large portion of each paycheck has to go to your student loan debt, you are going to be skating on thin ice and having to cut spending in other areas.

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